3rd February 2021
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Brexit, the EHIC & Healthcare in FranceStarting a new life in France is a dream that many people have, but when you start to make that dream a reality, there are lots of eventualities that need to be considered, especially now that the UK has left the EU.
This blog post will look at the impact that Brexit has had on French healthcare provisions, particularly for those moving from the UK, and how taking out private medical insurance or top-up healthcare can offer peace of mind to you and your family from the moment you begin your dream life abroad.
One of the major changes to accessing healthcare in France is the gradual replacement of the EHIC (European Health Insurance Card). Although your EHIC will remain valid as long as it is in date, once expired, you will need to replace it with the GHIC (Global Health Insurance Card). You can apply for one here.
These cards are free and continue to guarantee the rights of UK citizens to receive emergency and medically necessary healthcare when travelling in the EU. Ownership of this card is essential for anyone moving to France, particularly as new citizens to the country are not granted access to free public health until you have resided in France for three months.
If you have been living in France for three months or are relying on your EHIC for healthcare cover, you must register with the French healthcare system. You can apply for your French Social Security Number and your Carte Vitale (your French social security card) here.
Whilst Brexit has occurred with a deal in place, there is still a period of transition between the UK and the EU for at least the next five years. With everything exposed for a little while longer, you may prefer to opt for private medical insurance to ensure that you and your family are cover in all eventualities.
There is a wide range of private medical insurances available from full cover, to Mutuelle which provides cover for the shortfall between the state reimbursement and the actual cost of treatment and is particularly important to cover large hospitalisation costs and prescriptions.
To make finding the perfect healthcare insurance or top-up healthcare easy, especially if you aren’t particularly confident with your French, we offer a comprehensive and personalised service to help fulfil all of your requirements.