French Insurance
Insurance Services in France
Are you looking for dependable French insurance to protect your home, car or pets, or private health coverage for a visa? Whether you're a full-time resident or own a holiday property in France, the right insurance coverage gives you and your family peace of mind.
This is essential for expats, retirees, professionals, and second-home owners in France who require clear, English-speaking assistance.
Insuring Property Owners & Families since 2004
Since 2004, My-French-House.com has been a pioneering company, offering French insurance through convenient online application forms and setting the standard for others to follow.
Our team of experienced bilingual specialists is based in southwest France and is dedicated to helping you find the most suitable insurance package. This article guides you through the process.
Insurance for Expats in France
We all understand the importance of having travel insurance when going on holiday abroad, but what if you and your family plan to move to a foreign country?
For instance, if you are buying a property in France, you should know that home and contents insurance is compulsory on the day of completion.
High Standard, English-Spoken, Fast Quotes
But navigating the French insurance system, especially in another language, can sometimes be difficult. Our English-speaking providers help simplify every step so you can focus on settling into your new life in France.
Researching insurance companies and brokers in France can be complex, especially when you're looking for the right family coverage. Even if you speak French, insurance contract details can be challenging to understand.
Working with knowledgeable, experienced bilingual insurance experts helps ensure you get the right coverage without unnecessary stress.
Transparency Means No Broker's Fees
We are not brokers, so when you request a quote, our partner's office receives it instantly. And because there's no middleman, there are no admin costs or brokerage fees.
If you want the highest insurance standard and the best coverage for your family or business, our bilingual experts will be delighted to assist you. We've been working with the same team for over twenty years.
How to Get Your Insurance Quote
Whether you need insurance for your home, buildings and contents, health insurance, or a quote for your new car, our team is here to help. We understand everyone's needs differ, so we offer multiple options tailored to your requirements and budget.
We've got you covered, from protecting your beloved pet to protecting your business. To get started, click the links below and fill out the relevant form to receive a fast and personalised quote in English.
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Pet Insurance for Cats and Dogs (<7years)
Happy Customers' Feedback
Our insurers typically respond within 24 hours, sometimes the same day, Monday to Friday (excluding weekends). Below are testimonials from satisfied customers who have used our insurance services.
"We bought our French property three years ago and are moving out to start renovation work. We have struggled to get building insurance quotes to date. Having received a prompt reply to our queries, we will contact you again when the car is up for renewal. Thanks." - M. Parish
"I have now received my insurance quote and cover. Thank you for all your help. The advice was extremely helpful, and the process was both painless and fast. The main thing is that I understand the insurance policy, which is written in English." - Penny
Renewing Contracts
If you are considering switching your French insurance policy for a lower premium, better coverage, or an English-language policy, make sure to cancel your current contract first.
So if you don't follow the proper cancellation procedure, you may be responsible for paying the full yearly premium, even if you have obtained a new policy.
Multi-Policy Plans & Offers
When you request a French insurance quote from us, you can expect a detailed email outlining payment options and any potential discounts for combining multiple policies. We are dedicated to excellent service, so you can expect your personalised quote within 24 hours (on weekdays).
FAQs about French Insurance
Do I need insurance if I own property in France?
Yes. If you are buying a property in France, you must have home and contents insurance in place on completion day. This applies to both residents and second-home owners.
Why is demand for home insurance rising in 2026?
Demand for overseas home insurance has surged, with a 283% increase in holiday home enquiries in summer 2026, driven by climate volatility and extreme weather like wildfires and flooding across Europe, according to Property Investor Today.
Can I get insurance assistance in English?
Absolutely. Our team of bilingual specialists helps expats, retirees, and professionals navigate the French insurance system in English.
How much does pet insurance cost?
Costs vary depending on your pet’s age, breed, health status, and coverage level. Typically, basic plans start at around €20 per month, while comprehensive options range from €50 to €80 per month, or higher. You can view an example of dog insurance costs on our Blog.
How quickly will I receive my quote?
Our bilingual insurers typically respond within 24 hours, sometimes on the same day, from Monday to Friday (excluding weekends).
What if I cannot fill out the online forms?
No problem, we're here to help. You can email us your details. Contact us for assistance.
Extra Resources: Read our Insurance Guides
To learn more about French insurance, visit our blog for guides and advice. If you are using a small-screen phone or want to submit multiple forms, we can email you the application form(s).
Please let us know what type of insurance you require (e.g., home & contents insurance, healthcare/medical insurance, car/auto insurance, pet insurance, business insurance or even insurance for funeral costs).
