Currency Transfer Service
International Money Transfers and Euro Exchange Rates
If you need to convert UK pounds, US dollars, or other currencies into euros to transfer funds for a property purchase in France, we recommend our trusted foreign exchange partners: Currencies Direct and Xe Currency.These leading specialists in international money transfers have over fifty years of combined experience and are FCA-authorised providers. They offer secure, commission-free transfers and competitive exchange rates. Whether you’re buying property in France, making regular overseas payments to Europe, or you need to repatriate euros back home, our partners provide expert guidance to help you maximise your exchange rate and avoid fees.
Discover how we can help you with your international currency transfers efficiently and securely.
Need Foreign Currency to Buy a French Property?
Are you wondering about options for securing euros for your property purchase in France? Depending on the amount and timescales involved, there are different types of options (spot contract, forward contract, limit order) for your currency requirements. International markets are, by definition, volatile, and currencies fluctuate constantly; it's not always easy to keep track of the market or know where to turn for advice.We receive daily enquiries about money transfers, primarily for euros, as well as for UK pounds, US dollars, and other foreign currencies, for property purchases, deposits, and pension payments. We are also finding that professionals and companies are becoming more savvy with their transfers, especially for overseas invoice payments.
Our Foreign Exchange Service for France
Your dedicated English-speaking account manager will work with you according to your specific schedule and keep you informed at every step. They can, for example, promptly notify the notary when your funds have been transferred to their account. You will not have to endure the frustrating automated call answering service with your bank and navigate the app on your smartphone to learn that, after all, it is not that easy to make overseas payments with a high-street bank.
Today's Exchange Rates & Daily Currency Report (22nd of April 2026)
Our FX experts bring you today's updates on international markets and the euro's interbank mid-market rates. Here's a quick rundown of how global major currencies and key interest rates are performing, updated today, April 22nd, at 10:03 AM London time (GMT).Pound (GBP) Uncertain in Wake of Mixed Jobs Report
The pound (GBP) was volatile yesterday after a mixed UK jobs report. While unemployment unexpectedly fell, other indicators pointed to underlying labour-market weakness, including slowing wage growth and a drop in payrolls. This conflicting data left Sterling without a clear direction.Political jitters added to the pound’s choppy movement, as the ongoing scandal over Peter Mandelson’s appointment as US ambassador continued to dominate UK headlines, introducing further uncertainty.
Today, the pound has remained largely unfazed by the UK’s latest Consumer Price Index (CPI), which showed headline inflation rising from 3% to 3.3% in March, in line with forecasts. However, core inflation edged down from 3.2% to 3.1%, doing little to alter Bank of England (BoE) interest rate expectations. As a result, Sterling may continue to trade cautiously in the absence of fresh catalysts.
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Today, the UK Pound exchange rate for £1 (GBP) = €1.15102 euros / $1.35290 USD
Euro (EUR) Dragged Down by Weak German Data
The euro (EUR) slipped yesterday amid troubling German economic data. Germany’s ZEW Economic Sentiment Index plunged to -17.2 in April, its worst reading since December 2022 and well below forecasts of -5. This sharp decline underscores mounting pessimism about the economic outlook in the Eurozone’s largest economy.Looking ahead, the Eurozone’s Consumer Confidence Index for April is due this afternoon. If the data shows further deterioration in morale, demand for the euro could weaken further, as concerns about economic stability persist.
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Today, the Euro exchange rate for €1 (EUR) = 0.86879 GBP/ 1.17539 USD
US Dollar (USD) Buoyed by Middle East Uncertainty
The US dollar (USD) edged higher yesterday, as uncertainty over the US-Iran ceasefire and upcoming peace talks bolstered its safe-haven appeal. Although a slight improvement in risk appetite later in the session led to choppy trading, strong US retail sales data for March helped keep the currency afloat.With US economic data thin on the ground today, the ‘greenback’ may trade primarily on market risk appetite. If geopolitical uncertainty persists, the USD could continue to benefit from its safe-haven status, though volatility may remain elevated.
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Today, the US Dollar exchange rate for $1 (USD) = 0.85079 euros
Canadian Dollar (CAD) Supported by Oil Prices
The crude-linked Canadian dollar (CAD) ticked higher against weaker rivals yesterday, as a slight rise in oil prices supported the ‘loonie’. The currency’s performance remains closely tied to energy market movements, and the recent uptick in crude has been a tailwind.Today, with no significant Canadian economic data scheduled, oil price dynamics will likely continue to drive the CAD. If Middle East tensions lead to further volatility in crude prices, the Canadian dollar could experience further fluctuations.
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Today, the Canadian Dollar exchange rate (CAD) = 0.62344 euros
Australian Dollar (AUD) Supported by Market Relief
The risk-sensitive Australian dollar (AUD) edged higher overnight after US President Donald Trump announced a unilateral extension of the US-Iran ceasefire, which eased global market tensions. The ‘Aussie’ often benefits from improved risk sentiment, and the easing of geopolitical tensions has provided a modest boost.If this positive mood persists, the AUD could extend its gains. However, traders will remain cautious, as any renewed tensions in the Middle East could quickly reverse the currency’s fortunes. Investors will continue to monitor developments in the region for further direction.
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Today, the Australian Dollar exchange rate (AUD) = 0.60960 euros
Converting to Euros Using a Smartphone
Did you know that most modern smartphones feature currency converters in their calculators? For example, the most recent iPhones and Samsung cellphones feature a built-in currency converter in their Calculator app; however, this feature varies by model and, of course, the software version. Here's how to access them on Samsung and iPhone devices:With an iPhone
- Open your calculator
- Input the amount you wish to convert
- Click on the bottom left calculator icon
- Drag it to the right to the convert mode
- Then, choose your currency to convert
With a Samsung Device
- Open the Calculator app
- Tap the three-dot menu in the top corner
- Select "Unit Converter" (or "conversions")
- Look for "Currency"
- If prompted, update the exchange rates online
Expert Advice & EUR Rates
Our award-winning property portal was featured on the UK's This is Money website. See below a few testimonials from clients who have saved money using our currency service."I secured a fantastic rate thanks to "my-french-house" and their currency transfer service. We received excellent advice and customer service when we needed to convert our currency into euros for our property purchase in France." Andy
"We have completed the final transfer of euros for my French house purchase. We received great rates and excellent service. We're delighted that we have set up repeat monthly payments to our accounts over here." Cath H.
Money-Saving Tips for International Transfers
It's smart to plan and set up your currency trading account before embarking on your property viewing trip. Doing so will demonstrate to the vendor and the estate agent that you are motivated and organised.This step becomes increasingly critical in this market, as banks are not supplying mortgages and sellers are seeking cash buyers. Vendors are wary of buyers who need to sell before they can buy; they are looking for motivated buyers who are ready to commit.
Are you using a bank for money transfers to France or Europe? Learn how you could save with our FX service compared to your high-street bank. Our currency partners offer competitive rates and fast service, delivering a high level of customer service, commission-free.
GBP/EUR Volatility in 2026 (January–March)
In early 2026, the GBP/EUR exchange rate showed significant volatility, changing by around 6.5% since the year's beginning. It hit a high of €1.225 in late February, driven by shifts in expectations for Bank of England monetary policy and geopolitical issues. The lowest so far was €1.142 in mid-March, due to rising energy costs and political instability in the UK.To put this into perspective, these fluctuations amount to nearly £31,500 difference when buying a €500,000 property, demonstrating how currency shifts can influence large transactions.
USD/EUR Volatility in 2026 (January–March)
For American citizens and investors trading in dollars, the USD/EUR exchange rate fluctuated notably in early 2026. In January, the dollar reached a high of €0.968, driven by safe-haven demand amid rising tensions in the Middle East. By early March, it declined to €0.875, influenced by changing Federal Reserve policy outlooks and energy market instability.These fluctuations impact real-world transactions; for instance, a €500,000 deal could cost around $516,500 at the peak rate versus $571,500 at the low, resulting in a $55,000 difference solely due to currency changes.
These trends underscore the importance of timing and currency strategy for international property transactions. Stay updated with the latest exchange rate movements to optimise your financial decisions.
Negotiate a Better Deal
Having an account already set up when submitting your purchase offer can significantly increase your chances of negotiating a better deal for your dream French property.Compare and Trade Global Currencies
There may be rules and restrictions that apply based on your location, amount, and the destination of your wire transfer. At My-French-House.com, we believe you should have options to choose the service that suits your budget. Start managing your exposure with our long-standing partners at Currencies Direct, who have been awarded ‘Best Currency Broker’ in the 2024 Good Money Guide Awards.
