Euro Currency Service
Foreign Currency Transfers & Euro Rates
If you need to convert UK pounds, US dollars, or other currencies into euros to transfer funds for a property purchase in France, we recommend our trusted foreign exchange partners: Currencies Direct and Xe Currency.These leading specialists in international money transfers have over fifty years of combined experience and are FCA-authorised providers. They offer secure, commission-free transfers and competitive exchange rates.
Whether you’re buying property in France, making regular overseas payments to Europe, or you need to repatriate euros after selling your property, our partners provide expert guidance to help you maximise your exchange rate and avoid fees.
Discover how we can help you make international currency transfers efficiently and securely.
Do You Need Euros for a Property Purchase?
Are you wondering about options for securing euros for your property purchase in France?Depending on the amount and timescales involved, you can choose from different options (spot contracts, forward contracts, limit orders) to meet your currency requirements. International markets are, by definition, volatile, and currencies fluctuate constantly; it's not always easy to keep track of the market or know where to turn for advice.
We receive daily enquiries about money transfers, primarily for euros, as well as for UK pounds, US dollars, and other foreign currencies, for property purchases, deposits, and pension payments. We are also finding that professionals and companies are becoming more savvy with their transfers, especially for overseas invoice payments.
Foreign Exchange Service for France
Your dedicated English-speaking account manager will work with you on your schedule and keep you informed every step of the way. For example, they can promptly notify the notary when your funds have been transferred to their account.You will not have to endure your bank's frustrating automated call-answering service or navigate your smartphone app only to learn that, after all, it is not that easy to make overseas payments with a high-street bank.
Euro Rates & Daily Currency News (18th September 2026)
Our FX experts bring you today's updates on international markets and the euro's interbank mid-market rates. Here's a quick rundown of how global major currencies and key interest rates are performing, last updated on September 18th at 10:00 AM London time (BST).Pound Sterling (GBP) Weakens as the BoE Holds Interest Rates
The pound weakened yesterday after the Bank of England voted to keep interest rates unchanged at its September meeting. The decision disappointed investors who had expected further action to control inflation, placing pressure on Sterling.However, the pound’s losses were limited after the Bank announced that it would slow the pace of its bond sales. This helped reduce UK borrowing costs and provided some support for the currency.
Sterling may recover some ground today following an unexpected rise in UK retail sales in August. Stronger consumer spending suggests that the UK economy remains resilient, which could support the pound.
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Today, the UK Pound exchange rate is £1 (GBP) = €1.16449 euros / $1.33697 USD
Euro (EUR) Weakened by Lower Inflation Figures
The euro remained under pressure on Thursday as the recent strength of the US dollar continued to weigh on the single currency. Sentiment was also affected by revised Eurozone inflation figures, which showed August price growth was slightly lower than initially reported.European Central Bank President Christine Lagarde is due to speak today. If her comments suggest that interest rates may remain higher for longer, the euro could strengthen as markets reconsider the Bank’s future policy direction.
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Today, the Euro exchange rate is €1 (EUR) = 0.85874 GBP/ 1.14811 USD
US Dollar (USD) Falls as Investors Take Profits
The US dollar edged lower on Thursday following the Federal Reserve’s latest interest rate decision. The currency had risen sharply after the Fed adopted a firm stance on interest rates, but some investors later sold positions to lock in profits.US industrial production figures are due today. A stronger-than-expected rise in factory output could support the dollar by showing that the US manufacturing sector remains resilient.
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Today, the US Dollar exchange rate is $1 (USD) = 0.87106 euros
Canadian Dollar (CAD) Weakened by Lower Oil Prices
The Canadian dollar remained subdued yesterday as easing concerns about oil supplies pushed Brent crude prices down to $102 per barrel. The Canadian currency is closely linked to the oil market and often weakens when energy prices fall.The Canadian dollar’s direction is likely to remain influenced by oil prices for the rest of the week. If crude oil stabilises or rises, the currency may recover some ground.
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Today, the Canadian Dollar exchange rate is C$ (CAD) = 0.62213 euros
Australian Dollar (AUD) Strengthens Following Firm Central Bank Comments
The Australian dollar strengthened during Friday’s Asian trading session after comments from Reserve Bank of Australia Governor Michele Bullock. She warned that continued inflationary pressure could make another interest rate increase necessary, supporting expectations of a firmer monetary policy approach.The Australian dollar could extend its gains if this positive sentiment continues. However, weaker global market confidence or disappointing economic figures may limit further progress.
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Today, the Australian Dollar exchange rate is A$ (AUD) = 0.62084 euros
Planning Your Property Purchase
Whatever your starting currency, careful planning is essential when buying a home in France and converting into euros. Following major economic updates, political developments, and central bank decisions can help you choose the right time to lock in your exchange rate. Working with a currency specialist can also help you protect your budget, manage risk, and avoid unpleasant surprises between agreeing on a price and completing your property purchase.
Expert FX Advice & EUR Rates
Our award-winning property portal was featured on the UK's This is Money website. See below a few testimonials from clients who have saved money using our currency service."I secured a fantastic rate thanks to "my-french-house" and their currency transfer service. We received excellent advice and customer service when we needed to convert our currency into euros for our property purchase in France." Andy
"We have completed the final transfer of euros for my French house purchase. We received great rates and excellent service. We're delighted that we have set up repeat monthly payments to our accounts over here." Cath H.
Money-Saving Tips for International Transfers
It's smart to plan and set up your currency trading account before you set off on your property viewing trip. This shows the vendor and estate agent that you are motivated and organised.This step becomes increasingly critical in this market, as banks are not supplying mortgages and sellers are seeking cash buyers. Vendors are wary of buyers who need to sell before they can buy; they want motivated buyers who are ready to commit.
Are you using an old-fashioned bank to transfer money to France or Europe? Learn how you could save with our FX service compared to your high-street bank. Our currency partners offer competitive rates and fast service, delivering a high level of customer service, commission-free, regardless of your currency.
Currency Trends Update: January–September 2026
GBP/EUR Stability & Moderate Strength (January–September)
In the first nine months of 2026, the GBP/EUR exchange rate ranged between €1.130 and €1.170. The pound peaked at €1.170 in late August, driven by stronger-than-expected UK economic data, fiscal stability under Prime Minister Andy Burnham, and a stabilising political landscape. The lowest point of €1.130 in early January reflected temporary uncertainty, but the currency has since recovered modestly on positive domestic developments.Andy Burnham's appointment as Prime Minister has played a crucial role in maintaining Sterling’s stability. His focus on fiscal responsibility, along with Chancellor John Healey’s strict adherence to fiscal rules, has bolstered investor confidence in the UK’s economic prospects. Moreover, improved UK GDP growth, retail sales, and PMI figures have supported the pound, indicating economic resilience amid global challenges.
By early September, the GBP/EUR rate had stabilised around €1.16, aided by optimism about the government’s pro-growth policies and the Bank of England’s (BoE) cautious, data-dependent approach to monetary policy. This stance has helped anchor market expectations and reduce volatility.
For example, these fluctuations could mean nearly a £13,500 difference when buying a €500,000 property, compared with the lows earlier in the year. The pound’s stability underscores the importance of timing and currency strategy for international buyers and investors.
USD/EUR Stability Amid Geopolitical & Economic Shifts (January–September)
For American buyers and investors trading in dollars, the USD/EUR exchange rate remained relatively stable during the first nine months of 2026, reflecting a balanced mix of geopolitical developments, clarity in monetary policy, and energy market dynamics. The US dollar reached a high of €0.975 in late January, driven by safe-haven demand amid initial tensions in the Middle East and global economic uncertainty.As diplomatic efforts advanced and energy markets stabilised, the USD decreased to €0.915 by September, supported by solid US economic fundamentals and a cautious Federal Reserve approach.
In April and May, the USD/EUR rate benefited from optimism around a US-Iran ceasefire and strong US economic data, including rapid GDP growth and a resilient labour market. By early September, the exchange rate remained supported by ongoing safe-haven demand and expectations of a gradual shift in Federal Reserve policy, despite geopolitical tensions and energy price fluctuations.
For example, a €500,000 property deal that would have cost about $513,000 at the January peak now costs approximately $546,000, representing a $33,000 decrease for USD buyers, thanks to the dollar’s stability and the euro’s strength. These trends highlight how timing and currency strategies matter in international transactions, with current conditions favouring USD holders looking to invest in Europe.
Key Takeaways for 2026 (January–September)
- GBP/EUR: Stability driven by UK political stability, fiscal prudence, and improving economic data. The pound benefits from Burnham’s pro-growth policies and the BoE’s balanced approach, reducing volatility and boosting investor confidence.
- USD/EUR: Stability supported by geopolitical progress, US economic strength, and Fed clarity. The dollar remains stable, helping USD investors in Europe.
- Impact on Transactions: Currency movements have recently favoured buyers, with GBP stability lowering costs for UK investors abroad and USD stabilisation benefiting American buyers in Europe.
Negotiate a Better Property Deal!
Investors and businesses are advised to leverage current conditions, while continuing to monitor central bank policies, geopolitical developments, and economic indicators to optimise strategies.Having an account set up before submitting your purchase offer can significantly increase your chances of negotiating a better deal for your dream French property.
