Currency Exchange Service for France

International Money Transfers and Exchange Rates

If you need to convert UK pounds, US dollars, or other currencies into euros to transfer funds for a property purchase in France, we recommend our trusted foreign exchange partners: Currencies Direct and Xe.com. These leading specialists in international money transfers have over fifty years of combined experience and are FCA-authorised providers.

They offer secure, commission-free transfers and competitive exchange rates. Whether you’re buying property in France, making regular overseas payments to Europe, or you need to repatriate euros back home, our partners provide expert guidance to help you maximise your exchange rate and avoid fees. Discover how we can help you with your international currency transfers efficiently and securely.

Do You Need Euros to Buy a French Property?

Are you wondering about options for securing euros for your property purchase in France? Depending on the amount and timescales involved, there are different types of options (spot contract, forward contract, limit order) for your currency requirements.

International markets are, by definition, volatile, and currencies fluctuate constantly; it's not always easy to keep track of the market or know where to turn for advice. We receive daily enquiries about money transfers, primarily for euros, as well as for UK pounds, US dollars, and other foreign currencies, for property purchases, deposits, and pension payments. We are also finding that professionals and companies are becoming more savvy with their transfers, especially for overseas invoice payments.

Try our Foreign Exchange Service

Your dedicated English-speaking account manager will work with you according to your specific schedule and keep you informed at every step. They can, for example, promptly notify the notary when your funds have been transferred to their account. You will not have to endure the frustrating automated call answering service with your bank and navigate the app on your smartphone to learn that, after all, it is not that easy to make overseas payments with a high-street bank.

Today's Exchange Rates & Daily Currency Report (16th of December 2025)

Our FX experts bring you today's updates on international markets and the euro's interbank mid-market rates. Here's a quick rundown of how global major currencies and key interest rates are performing, updated today, December 16th, at 10:07 AM London time (GMT). 

Pound (GBP) Stable Ahead of Key Data Releases

The pound (GBP) remained steady at the start of the week as investors prepared for a busy run of UK economic indicators. In the coming days, PMI, inflation, and retail sales figures will be released, alongside the Bank of England’s (BoE) final interest rate decision of the year. Today’s UK labour market data may have a mixed impact on sterling: unemployment rose to a four-year high in October, while wage growth slowed by less than anticipated, providing some support for the currency.
  • Today, the UK Pound exchange rate for £1 (GBP) = €1.14048 euros / $1.34116 USD

Euro (EUR) Stable as Industrial Production Improves

The euro (EUR) traded broadly unchanged on Monday following the publication of the Eurozone’s latest industrial production data. Factory output improved in October, rising from 0.2% to 0.8%, helping to ease concerns about the region’s manufacturing slowdown. Attention now turns to the Eurozone’s latest PMI releases. Economists are forecasting stronger private-sector activity, which could offer further support to the euro.
  • Today, the Euro exchange rate for €1 (EUR) = 0.87682 GBP/ 1.17595 USD

US Dollar (USD) Rangebound Ahead of Key US Data 

The US dollar (USD) began the week in a narrow range as investors adopted a cautious stance ahead of several high-impact US data releases.

The Empire State Manufacturing Index came in well below expectations, weighing on USD demand. Market focus now turns to the latest US payrolls figures. A weaker-than-expected November reading could bring forward expectations for the next Federal Reserve interest rate cut and potentially drive the dollar to new lows.
  • Today, the US Dollar exchange rate for $1 (USD) = 0.85039 euros


Canadian Dollar (CAD) Subdued as Inflation Misses Forecasts

The Canadian dollar (CAD) traded on the back foot on Monday after November’s CPI data undershot expectations, with annual inflation holding steady at 2.2% versus forecasts for a rise to 2.3%. With no major Canadian data scheduled for release today, the loonie is likely to take its cue from movements in oil prices. A continued decline in crude prices could exert additional downward pressure on the CAD.
  • Today, the Canadian Dollar exchange rate (CAD) = 0.61742 euros

Australian Dollar (AUD) Pressured by Weaker Consumer Confidence

The Australian dollar (AUD) softened overnight following an unexpected drop in December consumer confidence. However, the ‘Aussie’ pared its initial losses and stabilised in early European trade, suggesting some resilience despite the softer domestic sentiment data.
  • Today, the Australian Dollar exchange rate (AUD) = 0.56430 euros


Converting to Euros Using a Smartphone

Did you know that most modern smartphones feature currency converters in their calculators? For example, the most recent iPhones and Samsung cellphones feature a built-in currency converter in their Calculator app; however, this feature varies by model and, of course, the software version. Here's how to access them on Samsung and iPhone devices:

Convert your Currency with an iPhone

  • Open your calculator
  • Input the amount you wish to convert
  • Click on the bottom left calculator icon
  • Drag it to the right to the convert mode
  • Then, choose your currency to convert
Alternatively, you could ask Siri for an instant answer!

Convert Currency with a Samsung Device

  • Open the Calculator app
  • Tap the three-dot menu in the top corner
  • Select "Unit Converter" (or "conversions")
  • Look for "Currency"
  • If prompted, update the exchange rates online


Expert Advice and EUR Rates

Our award-winning property portal was featured on the UK's This is Money website. See below a few testimonials from clients who have saved money using our currency service.

"I secured a fantastic rate thanks to "my-french-house" and their currency transfer service. We received excellent advice and customer service when we needed to convert our currency into euros for our property purchase in France." Andy

"We have completed the final transfer of euros for my French house purchase. We received great rates and excellent service. We're delighted that we have set up repeat monthly payments to our accounts over here." Cath H.

Money-Saving Tips for International Transfers

It's smart to plan and set up your currency trading account before embarking on your property viewing trip. Doing so will demonstrate to the vendor and the estate agent that you are motivated and organised.

This step becomes increasingly critical in this market, as banks are not supplying mortgages and sellers are seeking cash buyers. Vendors are wary of buyers who need to sell before they can buy; they are looking for motivated buyers who are ready to commit.

Are you using a bank for money transfers to France or Europe? Learn how you could save with our FX service compared to your high-street bank. Our currency partners offer competitive rates and fast service, delivering a high level of customer service, commission-free.

GBP/EUR Currency Fluctuation in 2025

The GBP/EUR rate has fluctuated by roughly 7% so far in 2025 (January to December), with a peak at €1.213 on February 28th and a low of €1.131 mid-November. In numbers, the difference is nearly £29,900 for the purchase of a property priced at €500,000.

USD/EUR Currency Fluctuation in 2025

The USD/EUR rate fluctuated significantly, reaching about €0.975 in January and dropping to €0.842–€0.843 in mid-September. This variation noticeably impacts large euro-denominated purchases. For instance, a €500,000 buy would cost roughly $513,000 at the strongest USD/EUR rate versus $593,000 at the weakest, an $80,000 difference due solely to currency changes.

Negotiate a Better Deal

Having an account already set up when submitting your purchase offer can significantly increase your chances of negotiating a better deal for your dream property.

Exclusive Voucher Offer

In addition, our partners at XE are offering an exclusive promotion where you could earn up to $/£/€300 in vouchers from hundreds of retailers, including Amazon, Airbnb, M&S, Adidas, and many more. To benefit from this promotion, use the promo code on the screen when booking your first transfer online.

Compare and Trade Currencies

There may be rules and restrictions that apply based on your location, amount, and the destination of your wire transfer. At My-French-House, we believe you should have options to choose the service that suits your budget. Start managing your exposure with our long-standing partners at Currencies Direct, who have been awarded ‘Best Currency Broker’ in the 2024 Good Money Guide Awards.