International Money Transfers and Exchange Rates
If you need to convert UK pounds, US dollars, or other currencies into euros to transfer funds for a property purchase in France, we recommend our trusted foreign exchange partners: Currencies Direct and Xe.com. These leading specialists in international money transfers have over fifty years of combined experience and are FCA-authorised providers.They offer secure, commission-free transfers and competitive exchange rates. Whether you’re buying property in France, making regular overseas payments to Europe, or you need to repatriate euros back home, our partners provide expert guidance to help you maximise your exchange rate and avoid fees. Discover how we can help you with your international currency transfers efficiently and securely.
Do You Need Euros to Buy a French Property?
Are you wondering about options for securing euros for your property purchase in France? Depending on the amount and timescales involved, there are different types of options (spot contract, forward contract, limit order) for your currency requirements.International markets are, by definition, volatile, and currencies fluctuate constantly; it's not always easy to keep track of the market or know where to turn for advice. We receive daily enquiries about money transfers, primarily for euros, as well as for UK pounds, US dollars, and other foreign currencies, for property purchases, deposits, and pension payments. We are also finding that professionals and companies are becoming more savvy with their transfers, especially for overseas invoice payments.
Try our Foreign Exchange Service
Your dedicated English-speaking account manager will work with you according to your specific schedule and keep you informed at every step. They can, for example, promptly notify the notary when your funds have been transferred to their account. You will not have to endure the frustrating automated call answering service with your bank and navigate the app on your smartphone to learn that, after all, it is not that easy to make overseas payments with a high-street bank.
Today's Exchange Rates & Daily Currency Report (12th of December 2025)
Our FX experts bring you today's updates on international markets and the euro's interbank mid-market rates. Here's a quick rundown of how global major currencies and key interest rates are performing, updated today, December 12th, at 10:37 AM London time (GMT).Pound Sterling (GBP) Pressured by Expectations of BoE Rate Adjustments
The Pound Sterling (GBP) experienced downward pressure yesterday amid heightened market expectations of upcoming interest rate reductions by the Bank of England (BoE). Signs of a decelerating UK economy have led to increased speculation regarding multiple rate cuts in 2026. Furthermore, today’s disappointing October GDP figures may exacerbate downward pressure on the GBP, keeping the currency subdued in the near term.-
Today, the UK Pound exchange rate for £1 (GBP) = €1.14033 euros / $1.33716 USD
Euro (EUR) Supported by Softening US Dollar
The Euro (EUR) climbed modestly on Thursday, buoyed by the weakening US Dollar (USD) due to their negative correlation. This upward movement was supported by forecasts of divergent monetary policies between the European Central Bank (ECB) and the US Federal Reserve throughout 2026. With no significant economic data scheduled from the Eurozone today, the EUR is expected to remain sensitive to broader market dynamics as the week concludes.-
Today, the Euro exchange rate for €1 (EUR) = £0.87694 GBP/ $1.17265 USD
US Dollar (USD) Declines After Federal Reserve Rate Cut
The US Dollar (USD) extended losses to multi-month lows on Thursday, driven by the Federal Reserve’s unexpectedly dovish rate cut on Wednesday. The currency’s decline was further accentuated by a rise in jobless claims, which reached a three-month peak of 236,000, suggesting a weakening labour market. With no significant economic releases from the United States today, the USD is likely to remain vulnerable to ongoing market repricing of Fed policy.-
Today, the US Dollar exchange rate for $1 (USD) = 0.85276 euros
Canadian Dollar (CAD) Strengthened by Higher Export Data
The Canadian Dollar (CAD) gained ground on Thursday following an unexpected increase in September export figures, which helped mitigate pressure from declining oil prices. With limited domestic data on today’s schedule, continued downward movement in oil markets may restrict further gains for the CAD.-
Today, the Canadian Dollar exchange rate (CAD) = 0.61959 euros
Australian Dollar (AUD) Trades Sideways Amid Cautious Sentiment
The Australian Dollar (AUD) exhibited limited movement overnight as subdued risk appetite weighed on the currency. In the absence of fresh market catalysts, the AUD is projected to remain rangebound during early trading today.-
Today, the Australian Dollar exchange rate (AUD) = €0.56819 euros
Converting to Euros Using a Smartphone
Did you know that most modern smartphones feature currency converters in their calculators? For example, the most recent iPhones and Samsung cellphones feature a built-in currency converter in their Calculator app; however, this feature varies by model and, of course, the software version. Here's how to access them on Samsung and iPhone devices:Convert your Currency with an iPhone
- Open your calculator
- Input the amount you wish to convert
- Click on the bottom left calculator icon
- Drag it to the right to the convert mode
- Then, choose your currency to convert
Convert Currency with a Samsung Device
- Open the Calculator app
- Tap the three-dot menu in the top corner
- Select "Unit Converter" (or "conversions")
- Look for "Currency"
- If prompted, update the exchange rates online
Expert Advice and EUR Rates
Our award-winning property portal was featured on the UK's This is Money website. See below a few testimonials from clients who have saved money using our currency service."I secured a fantastic rate thanks to "my-french-house" and their currency transfer service. We received excellent advice and customer service when we needed to convert our currency into euros for our property purchase in France." Andy
"We have completed the final transfer of euros for my French house purchase. We received great rates and excellent service. We're delighted that we have set up repeat monthly payments to our accounts over here." Cath H.
Money-Saving Tips for International Transfers
It's smart to plan and set up your currency trading account before embarking on your property viewing trip. Doing so will demonstrate to the vendor and the estate agent that you are motivated and organised.This step becomes increasingly critical in this market, as banks are not supplying mortgages and sellers are seeking cash buyers. Vendors are wary of buyers who need to sell before they can buy; they are looking for motivated buyers who are ready to commit.
Having an account already set up when submitting your purchase offer can significantly increase your chances of negotiating a better deal for your dream property.
Exclusive Voucher Offer
The GBP/EUR rate has fluctuated by roughly 7% so far in 2025 (January to November), with a peak at €1.213 on February 28th and a low of €1.131 mid-November. Are you using your bank for money transfers to France, Europe, or globally? Learn how much you could save with our FX service compared to your high-street bank. Our currency partners offer competitive rates and fast service, delivering a high level of customer service, all commission-free. In addition, our partners at XE are offering an exclusive promotion where you could earn up to $/£/€300 in vouchers from hundreds of retailers, including Amazon, Airbnb, M&S, Adidas, and many more. To benefit from this promotion, use the promo code on the screen when booking your first transfer online.

