Euro Currency Service
Foreign Currency Transfers & Euro Rates
If you need to convert UK pounds, US dollars, or other currencies into euros to transfer funds for a property purchase in France, we recommend our trusted foreign exchange partners: Currencies Direct and Xe Currency.These leading specialists in international money transfers have over fifty years of combined experience and are FCA-authorised providers. They offer secure, commission-free transfers and competitive exchange rates.
Whether you’re buying property in France, making regular overseas payments to Europe, or you need to repatriate euros after selling your property, our partners provide expert guidance to help you maximise your exchange rate and avoid fees.
Discover how we can help you make international currency transfers efficiently and securely.
Competitive Rates for a Property & Business
Are you wondering about options for securing euros for your property purchase in France?Depending on the amount and timescales involved, you can choose from different options (spot contracts, forward contracts, limit orders) to meet your currency requirements. International markets are, by definition, volatile, and currencies fluctuate constantly; it's not always easy to keep track of the market or know where to turn for advice.
We receive daily enquiries about money transfers, primarily for euros, as well as for UK pounds, US dollars, and other foreign currencies, for property purchases, deposits, and pension payments.
We are also finding that professionals and companies are becoming more savvy with their transfers, especially for overseas invoice payments.
Foreign Exchange Service for France
Your dedicated English-speaking account manager will work with you on your schedule and keep you informed every step of the way. For example, they can promptly notify the notary when your funds have been transferred to their account.You will not have to endure your bank's frustrating automated call-answering service or navigate your smartphone app only to learn that, after all, it is not that easy to make overseas payments with a high-street bank.
Euro Market Rates & Currency News (20th October 2026)
Our FX experts bring you today's updates on international markets and the euro's interbank mid-market rates. Here's a quick rundown of how global major currencies and key interest rates are performing, last updated on October 20th at 09:44 AM London time (BST).Pound (GBP) Flat Ahead of High-Impact Data
The pound (GBP) was rangebound at the start of this week, with GBP investors reluctant to alter their positions in the currency ahead of some high-impact UK economic releases. Upcoming releases include the UK's latest employment, inflation and PMI figures, which will also offer more insight into the country's fiscal resilience and influence expectations for Bank of England (BoE) monetary policy in the coming months.Up first is today's jobs report, with Sterling already posting gains after a surprise fall in unemployment in August.
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Today, the UK Pound exchange rate is £1 (GBP) = €1.18846 euros / $1.33473 USD
Euro (EUR) Slides Following French Civil Unrest
The euro (EUR) retreated through Monday's session, after a weekend of civil unrest raised political and fiscal uncertainty in France. In addition to placing more pressure on the government, the unrest also triggered a fresh sell-off in France's bond market, further driving up the cost of servicing the country's debt.Coming up, the euro may remain under pressure today if Germany's latest ZEW economic sentiment index reports a deterioration of morale in the Eurozone's largest economy this month.
For readers purchasing French property, the euro's ongoing weakness may be a favourable development, as a softer euro reduces the effective sterling or dollar cost of a purchase.
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Today, the Euro exchange rate is €1 (EUR) = 0.84143 GBP/ 1.12310 USD
US Dollar (USD) Pressured by Positive Risk Flows
The US dollar (USD) was subdued yesterday, as an improving market mood sapped demand for the safe-haven currency. USD sentiment was also undermined by ongoing AI stock turmoil, which continues to dampen Federal Reserve interest rate expectations.Looking ahead, the US dollar may catch fresh bids today if the latest ADP employment figures report an acceleration of employment growth in the first week of October.
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Today, the US Dollar exchange rate is $1 (USD) = 0.89038 euros
Canadian Dollar (CAD) Firms Amid Bank of Canada Rate Hike Bets
The Canadian dollar (CAD) trended broadly higher on Monday, as an acceleration in domestic inflation stoked bets that the Bank of Canada (BoC) might hike interest rates at its next meeting. As Canada is a major oil exporter, movements in the energy market often influence the value of its currency.The 'loonie' may extend these gains today if a further rise in oil prices reinforces the appeal of the commodity-linked currency.
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Today, the Canadian Dollar exchange rate is C$ (CAD) = 0.63319 euros
Australian Dollar (AUD) Firms in Upbeat Trade
The Australian dollar (AUD) pushed higher overnight on Monday, supported by an improvement in market risk appetite. With little in the way of domestic catalysts, the currency drew clear support from the positive shift in global sentiment.If the upbeat mood persists, the Australian dollar may extend its gains; however, any deterioration in market confidence could see the currency relinquish ground.
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Today, the Australian Dollar exchange rate is A$ (AUD) = 0.62295 euros
Planning Your Property Purchase
Whatever your starting currency, careful planning is essential when buying a home in France and converting into euros. Following major economic updates, political developments, and central bank decisions can help you choose the right time to lock in your exchange rate. Working with a currency specialist can also help you protect your budget, manage risk, and avoid unpleasant surprises between agreeing on a price and completing your property purchase.
Expert FX Advice & EUR Rates
Our award-winning property portal was featured on the UK's This is Money website. See below a few testimonials from clients who have saved money using our currency service."I secured a fantastic rate thanks to "my-french-house" and their currency transfer service. We received excellent advice and customer service when we needed to convert our currency into euros for our property purchase in France." Andy
"We have completed the final transfer of euros for my French house purchase. We received great rates and excellent service. We're delighted that we have set up repeat monthly payments to our accounts over here." Cath H.
Money-Saving Tips for International Transfers
It's smart to plan and set up your currency trading account before you set off on your property viewing trip. This shows the vendor and estate agent that you are motivated and organised.This step becomes increasingly critical in this market, as banks are not supplying mortgages and sellers are seeking cash buyers. Vendors are wary of buyers who need to sell before they can buy; they want motivated buyers who are ready to commit.
Are you using an old-fashioned bank to transfer money to France or Europe? Learn how you could save with our FX service compared to your high-street bank. Our currency partners offer competitive rates and fast service, delivering a high level of customer service, commission-free, regardless of your currency.
Currency Trends Update: January–September 2026
GBP/EUR Stability & Moderate Strength (January–September)
In the first nine months of 2026, the GBP/EUR exchange rate ranged between €1.130 and €1.170. The pound peaked at €1.170 in late August, driven by stronger-than-expected UK economic data, fiscal stability under Prime Minister Andy Burnham, and a stabilising political landscape. The lowest point of €1.130 in early January reflected temporary uncertainty, but the currency has since recovered modestly on positive domestic developments.Andy Burnham's appointment as Prime Minister has played a crucial role in maintaining Sterling’s stability. His focus on fiscal responsibility, along with Chancellor John Healey’s strict adherence to fiscal rules, has bolstered investor confidence in the UK’s economic prospects. Moreover, improved UK GDP growth, retail sales, and PMI figures have supported the pound, indicating economic resilience amid global challenges.
By early September, the GBP/EUR rate had stabilised around €1.16, aided by optimism about the government’s pro-growth policies and the Bank of England’s (BoE) cautious, data-dependent approach to monetary policy. This stance has helped anchor market expectations and reduce volatility.
For example, these fluctuations could mean nearly a £13,500 difference when buying a €500,000 property, compared with the lows earlier in the year. The pound’s stability underscores the importance of timing and currency strategy for international buyers and investors.
USD/EUR Stability Amid Geopolitical & Economic Shifts (January–September)
For American buyers and investors trading in dollars, the USD/EUR exchange rate remained relatively stable during the first nine months of 2026, reflecting a balanced mix of geopolitical developments, clarity in monetary policy, and energy market dynamics. The US dollar reached a high of €0.975 in late January, driven by safe-haven demand amid initial tensions in the Middle East and global economic uncertainty.As diplomatic efforts advanced and energy markets stabilised, the USD decreased to €0.915 by September, supported by solid US economic fundamentals and a cautious Federal Reserve approach.
In April and May, the USD/EUR rate benefited from optimism around a US-Iran ceasefire and strong US economic data, including rapid GDP growth and a resilient labour market. By early September, the exchange rate remained supported by ongoing safe-haven demand and expectations of a gradual shift in Federal Reserve policy, despite geopolitical tensions and energy price fluctuations.
For example, a €500,000 property deal that would have cost about $513,000 at the January peak now costs approximately $546,000, representing a $33,000 increase for USD buyers, thanks to the dollar’s stability and the euro’s strength. These trends highlight how timing and currency strategies matter in international transactions, with current conditions favouring USD holders investing in Europe.
Negotiate a Better Currency Deal
Investors and businesses are advised to leverage current conditions, while continuing to monitor central bank policies, geopolitical developments, and economic indicators to optimise strategies.Having an account set up before submitting your purchase offer can significantly increase your chances of negotiating a better deal for your dream French property, especially if you want to lock in a specific rate in advance.
