Currency Exchange and Money Transfers
If you need to convert UK pounds, US dollars, or other currencies into euros to transfer funds for a property purchase in France, we recommend our trusted foreign exchange partners: Currencies Direct and Xe.com. These leading specialists in international money transfers have over fifty years of combined experience and are FCA-authorised providers.They offer secure, commission-free transfers and competitive exchange rates. Whether you’re buying property in France, making regular overseas payments to Europe, or you need to repatriate euros back home, our partners provide expert guidance to help you maximise your exchange rate and avoid fees. Discover how we can help you with your international currency transfers efficiently and securely.
Do You Need Euros to Buy a French Property?
Are you wondering about options for securing euros for your property purchase in France? Depending on the amount and timescales involved, there are different types of options (spot contract, forward contract, limit order) for your currency requirements.International markets are, by definition, volatile, and currencies fluctuate constantly; it's not always easy to keep track of the market or know where to turn for advice. We receive daily enquiries about money transfers, primarily for euros, as well as for UK pounds, US dollars, and other foreign currencies, for property purchases, deposits, and pension payments. We are also finding that professionals and companies are becoming more savvy with their transfers, especially for overseas invoice payments.
Try our Foreign Exchange Service
Your dedicated English-speaking account manager will work with you according to your specific schedule and keep you informed at every step. They can, for example, promptly notify the notary when your funds have been transferred to their account. You will not have to endure the frustrating automated call answering service with your bank and navigate the app on your smartphone to learn that, after all, it is not that easy to make overseas payments with a high-street bank.
Currency News and Rates, on 4th of November 2025
Our FX experts bring you today's updates on international markets and the euro's interbank mid-market rates. Here's a quick rundown of how global major currencies and key rates are performing, updated on Tuesday, November 4th, at 10:39 AM, London time (GMT).Pound (GBP) Uncertain Due to Lack of Data
The GBP was directionless yesterday, drifting without a clear trend due to the absence of UK economic data. While concerns about the autumn budget affected Sterling, expectations that the Bank of England (BoE) will keep rates steady this week helped restrict declines. Today, Chancellor Rachel Reeves’ speech might cause volatility if she indicates possible tax increases, and GBP could experience additional downward pressure.-
Today, the UK Pound exchange rate for £1 (GBP) = €1.13583 euros / $1.30726 USD
Euro (EUR) Flat as PMI Meets Forecasts
The euro (EUR) remained stable yesterday, as the final Eurozone manufacturing PMI showed no change—factory activity remained flat in October, aligning with initial forecasts. Today, ECB President Christine Lagarde’s speech could impact the EUR, and if she adopts a hawkish stance, the euro might gain strength.-
Today, the Euro exchange rate for €1 (EUR) = £0.88036 GBP/ $1.15087 USD
US Dollar (USD) Enjoys Fed Decision Afterglow
Yesterday, the US dollar (USD) rose slightly, bolstered by the Fed's recent decision that dampened hopes for more rate cuts in 2025. Nonetheless, a weaker-than-anticipated October ISM manufacturing PMI, indicating contraction, restricted its upward movement. Today, the USD might be influenced by Fed policymaker Michelle Bowman’s speech, as her dovish outlook could put downward pressure on the ‘greenback’..-
Today, the US Dollar exchange rate for $1 (USD) = €0.86890 euros
Canadian Dollar (CAD) Declines with Oil Prices
Yesterday, the Canadian dollar (CAD) declined due to a drop in oil prices. Moving forward, the CAD's direction will probably depend on crude oil prices—if oil prices keep falling, the ‘loonie’ might experience additional declines.-
Today, the Canadian Dollar exchange rate (CAD) = €0.61756 euros
Australian Dollar (AUD) Slips Despite RBA Rate Hold
The Australian dollar (AUD) declined overnight, despite the Reserve Bank of Australia (RBA) keeping interest rates unchanged and indicating that further cuts are not expected. The market's risk-averse sentiment overshadowed the decision, continuing to exert downward pressure on the AUD.-
Today, the Australian Dollar exchange rate (AUD) = €0.56485 euros
Converting Currency Using a Smartphone
Did you know that most modern smartphones feature currency converters in their calculators? For example, the most recent iPhones and Samsung cellphones feature a built-in currency converter in their Calculator app; however, this feature varies by model and, of course, the software version. Here's how to access them on Samsung and iPhone devices:Convert Currency with an iPhone
- Open your calculator
- Input the amount you wish to convert
- Click on the bottom left calculator icon
- Drag it to the right to the convert mode
- Then, choose your currency to convert
Convert Currency with a Samsung Device
- Open the Calculator app
- Tap the three-dot menu in the top corner
- Select "Unit Converter" (or "conversions")
- Look for "Currency"
- If prompted, update the exchange rates online
Excellent Advice and Rates
Our award-winning property portal was featured on the UK's This is Money website. See below a few testimonials from clients who have saved money using our currency service."I secured a fantastic rate thanks to "my-french-house" and their currency transfer service. We received excellent advice and customer service when we needed to convert our currency into euros for our property purchase in France." Andy
"We have completed the final transfer of euros for my French house purchase. We received great rates and excellent service. We're delighted that we have set up repeat monthly payments to our accounts over here." Cath H.
More Money Saving Tips
It's smart to plan ahead and set up your currency trading account before embarking on your property viewing trip. Doing so will demonstrate to the vendor and the estate agent that you are motivated and organised.This step becomes increasingly critical in this market, as banks are not supplying mortgages and sellers are seeking cash buyers. Vendors are wary of buyers who need to sell before they can buy; they are looking for motivated buyers who are ready to make a commitment. Having an account already set up when submitting your purchase offer can significantly increase your chances of negotiating a better deal for your dream property.
Exclusive Voucher Offer
The GBP/EUR rates have fluctuated by roughly 4-5% so far in 2025 (January to September), with a peak at €1.213 on February 28th and a low of €1.141 on July 28th. Are you using your bank for money transfers to France, Europe or globally? Learn how much you could save with our FX service compared to your high-street bank. Our currency partners offer competitive rates and fast service, delivering a high level of customer service, all commission-free. In addition, our partners at XE are offering an exclusive promotion where you could earn up to $/£/€300 in vouchers from hundreds of retailers, including Amazon, Airbnb, M&S, Adidas and many more. To benefit from this promotion, use the promo code on the screen when booking your first transfer online.