Currency Exchange Service for France

International Money Transfers and Exchange Rates

If you need to convert UK pounds, US dollars, or other currencies into euros to transfer funds for a property purchase in France, we recommend our trusted foreign exchange partners: Currencies Direct and Xe.com. These leading specialists in international money transfers have over fifty years of combined experience and are FCA-authorised providers.

They offer secure, commission-free transfers and competitive exchange rates. Whether you’re buying property in France, making regular overseas payments to Europe, or you need to repatriate euros back home, our partners provide expert guidance to help you maximise your exchange rate and avoid fees. Discover how we can help you with your international currency transfers efficiently and securely.

Do You Need Euros to Buy a French Property?

Are you wondering about options for securing euros for your property purchase in France? Depending on the amount and timescales involved, there are different types of options (spot contract, forward contract, limit order) for your currency requirements.

International markets are, by definition, volatile, and currencies fluctuate constantly; it's not always easy to keep track of the market or know where to turn for advice. We receive daily enquiries about money transfers, primarily for euros, as well as for UK pounds, US dollars, and other foreign currencies, for property purchases, deposits, and pension payments. We are also finding that professionals and companies are becoming more savvy with their transfers, especially for overseas invoice payments.

Try our Foreign Exchange Service

Your dedicated English-speaking account manager will work with you according to your specific schedule and keep you informed at every step. They can, for example, promptly notify the notary when your funds have been transferred to their account. You will not have to endure the frustrating automated call answering service with your bank and navigate the app on your smartphone to learn that, after all, it is not that easy to make overseas payments with a high-street bank.

Today's Exchange Rates & Daily Currency Report (18th of December 2025)

Our FX experts bring you today's updates on international markets and the euro's interbank mid-market rates. Here's a quick rundown of how global major currencies and key interest rates are performing, updated today, December 18th, at 10:29 AM London time (GMT). 

Pound (GBP) Declines as UK Inflation Eases Sharply

The pound (GBP) fell yesterday following the release of November’s UK CPI, which came in below market expectations and reinforced forecasts of interest rate cuts from the Bank of England (BoE). Headline inflation slowed to 3.2% (from 3.6%), undershooting the 3.5% consensus, while core inflation unexpectedly eased to 3.2% (from 3.4%). Attention now turns to today’s BoE interest rate announcement. With a 25bps cut fully priced in, sterling could face additional downside if the Bank delivers a more dovish message than anticipated.
  • Today, the UK Pound exchange rate for £1 (GBP) = €1.13849 euros / $1.33452 USD

Euro (EUR) Steadies Ahead of ECB Policy Decision

The euro (EUR) initially weakened yesterday, reflecting its negative correlation with a stronger US dollar (USD). It later recovered as the USD pared gains and investors shifted focus to today’s European Central Bank (ECB) policy meeting. The ECB is widely expected to leave interest rates unchanged; however, upgrades to growth projections and a more hawkish tone could support the single currency.
  • Today, the Euro exchange rate for €1 (EUR) = 0.87835 GBP/ 1.17218 USD

US Dollar (USD) Eases Following Dovish Fed Rhetoric

The US dollar (USD) advanced early in yesterday’s session as risk sentiment deteriorated and expectations for imminent Federal Reserve rate cuts moderated. The currency subsequently gave back gains as risk appetite improved and dovish comments from Fed policymaker Christopher Waller weighed on the greenback.

Today’s US CPI release will be a key driver for the USD:

• Softer inflation could undermine the dollar.
• Persistent price pressures could lend the dollar support.
  • Today, the US Dollar exchange rate for $1 (USD) = 0.85311 euros


Canadian Dollar (CAD) Underperforms Despite Firmer Oil Prices

The Canadian dollar (CAD) traded without a clear direction yesterday, failing to benefit from rising oil prices despite its commodity-linked profile fully. In the absence of major domestic data releases today, the CAD is likely to take its cue from energy markets; a sustained advance in crude prices could help underpin the loonie.
  • Today, the Canadian Dollar exchange rate (CAD) = 0.61912 euros

Australian Dollar (AUD) Mixed Amid Competing Market Drivers

The Australian dollar (AUD) softened overnight as a US dollar rebound weighed on risk-sensitive currencies, before recovering some ground amid higher commodity prices. With these opposing forces in play, AUD may continue to exhibit volatility in early trading.
  • Today, the Australian Dollar exchange rate (AUD) = 0.56364 euros


Converting to Euros Using a Smartphone

Did you know that most modern smartphones feature currency converters in their calculators? For example, the most recent iPhones and Samsung cellphones feature a built-in currency converter in their Calculator app; however, this feature varies by model and, of course, the software version. Here's how to access them on Samsung and iPhone devices:

Convert your Currency with an iPhone

  • Open your calculator
  • Input the amount you wish to convert
  • Click on the bottom left calculator icon
  • Drag it to the right to the convert mode
  • Then, choose your currency to convert
Alternatively, you could ask Siri for an instant answer!

Convert Currency with a Samsung Device

  • Open the Calculator app
  • Tap the three-dot menu in the top corner
  • Select "Unit Converter" (or "conversions")
  • Look for "Currency"
  • If prompted, update the exchange rates online


Expert Advice and EUR Rates

Our award-winning property portal was featured on the UK's This is Money website. See below a few testimonials from clients who have saved money using our currency service.

"I secured a fantastic rate thanks to "my-french-house" and their currency transfer service. We received excellent advice and customer service when we needed to convert our currency into euros for our property purchase in France." Andy

"We have completed the final transfer of euros for my French house purchase. We received great rates and excellent service. We're delighted that we have set up repeat monthly payments to our accounts over here." Cath H.

Money-Saving Tips for International Transfers

It's smart to plan and set up your currency trading account before embarking on your property viewing trip. Doing so will demonstrate to the vendor and the estate agent that you are motivated and organised.

This step becomes increasingly critical in this market, as banks are not supplying mortgages and sellers are seeking cash buyers. Vendors are wary of buyers who need to sell before they can buy; they are looking for motivated buyers who are ready to commit.

Are you using a bank for money transfers to France or Europe? Learn how you could save with our FX service compared to your high-street bank. Our currency partners offer competitive rates and fast service, delivering a high level of customer service, commission-free.

GBP/EUR Fluctuation in 2025

The GBP/EUR rate has fluctuated by roughly 7% so far in 2025 (January to December), with a peak at €1.213 on February 28th and a low of €1.131 mid-November. In numbers, the difference is nearly £29,900 for a property priced at €500,000.

USD/EUR Fluctuation in 2025

The USD/EUR rate fluctuated significantly, reaching about €0.975 in January and dropping to €0.842–€0.843 in mid-September. This variation noticeably impacts large euro-denominated purchases. For instance, a €500,000 buy would cost roughly $513,000 at the strongest USD/EUR rate versus $593,000 at the weakest, an $80,000 difference due solely to currency changes.

Negotiate a Better Deal

Having an account already set up when submitting your purchase offer can significantly increase your chances of negotiating a better deal for your dream property.

Exclusive Voucher Offer

In addition, our partners at XE are offering an exclusive promotion where you could earn up to $/£/€300 in vouchers from hundreds of retailers, including Amazon, Airbnb, M&S, Adidas, and many more. To benefit from this promotion, use the promo code on the screen when booking your first transfer online.

Compare and Trade Currencies

There may be rules and restrictions that apply based on your location, amount, and the destination of your wire transfer. At My-French-House, we believe you should have options to choose the service that suits your budget. Start managing your exposure with our long-standing partners at Currencies Direct, who have been awarded ‘Best Currency Broker’ in the 2024 Good Money Guide Awards.