Currency Transfer Service
International Money Transfers and Exchange Rates
If you need to convert UK pounds, US dollars, or other currencies into euros to transfer funds for a property purchase in France, we recommend our trusted foreign exchange partners: Currencies Direct and Xe.These leading specialists in international money transfers have over fifty years of combined experience and are FCA-authorised providers. They offer secure, commission-free transfers and competitive exchange rates.
Whether you’re buying property in France, making regular overseas payments to Europe, or you need to repatriate euros back home, our partners provide expert guidance to help you maximise your exchange rate and avoid fees.
Discover how we can help you with your international currency transfers efficiently and securely.
Do You Need Euros to Buy a Property in France?
Are you wondering about options for securing euros for your property purchase in France? Depending on the amount and timescales involved, there are different types of options (spot contract, forward contract, limit order) for your currency requirements.International markets are, by definition, volatile, and currencies fluctuate constantly; it's not always easy to keep track of the market or know where to turn for advice.
We receive daily enquiries about money transfers, primarily for euros, as well as for UK pounds, US dollars, and other foreign currencies, for property purchases, deposits, and pension payments.
We are also finding that professionals and companies are becoming more savvy with their transfers, especially for overseas invoice payments.
Our Foreign Exchange Service
Your dedicated English-speaking account manager will work with you according to your specific schedule and keep you informed at every step. They can, for example, promptly notify the notary when your funds have been transferred to their account. You will not have to endure the frustrating automated call answering service with your bank and navigate the app on your smartphone to learn that, after all, it is not that easy to make overseas payments with a high-street bank.
Today's Exchange Rates & Daily Currency Report (12th of February 2026)
Our FX experts bring you today's updates on international markets and the euro's interbank mid-market rates. Here's a quick rundown of how global major currencies and key interest rates are performing, updated today, February 12th, at 10:11 AM London time (GMT).Pound (GBP) Steady Amid Data Void
The pound (GBP) traded within a broad range yesterday, as the absence of UK economic data left sterling vulnerable to broader market volatility. Persistent political uncertainty in the United Kingdom also exerted some pressure on the currency, although investors took some reassurance from the reduced likelihood of an imminent leadership challenge to Prime Minister Keir Starmer. Today, market attention will turn to the UK’s fourth-quarter GDP release. If the data indicate weaker-than-expected growth at the end of 2025, the pound could come under renewed downward pressure.-
Today, the UK Pound exchange rate for £1 (GBP) = €1.14841 euros / $1.36460 USD
Euro (EUR) Softens on Geopolitical Concerns
The euro (EUR) weakened yesterday amid a resurgence of concerns surrounding the Russia-Ukraine conflict. Additional selling emerged later in the session, reflecting the currency’s strong negative correlation with the appreciating US dollar (USD). With no significant Eurozone data scheduled for release today, EUR investors are likely to focus on a speech by European Central Bank (ECB) policymaker Piero Cipollone. However, any remarks are expected to have only a limited impact on the single currency.-
Today, the Euro exchange rate for €1 (EUR) = 0.87076 GBP/ 1.18825 USD
US Dollar (USD) Firms as Payrolls Exceed Expectations
The US dollar (USD) recovered from multi-day lows yesterday after a stronger-than-expected non-farm payrolls report was published. The US economy created 130,000 jobs in January, well above the consensus forecast of 70,000, while the unemployment rate unexpectedly declined from 4.4% to 4.3%.Today, the latest US initial jobless claims data may influence USD price action. Markets are likely to react sensitively to any signals regarding the underlying strength of the US labour market.
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Today, the US Dollar exchange rate for $1 (USD) = 0.84157 euros
Canadian Dollar (CAD) Eases Amid US–Canada Tensions
The Canadian dollar (CAD), which is closely linked to crude oil prices, initially hit multi-week highs against several peers on Tuesday night. However, it retreated sharply on Wednesday, despite rising oil prices, as escalating tensions between the United States and Canada weighed on the currency. In the upcoming session, the Canadian dollar is expected to take direction primarily from oil price dynamics. Further appreciation in crude prices could provide the ‘loonie’ with additional support.-
Today, the Canadian Dollar exchange rate (CAD) = 0.62033 euros
Australian Dollar (AUD) Retreats on Profit-Taking
The Australian dollar (AUD) edged higher overnight after Australian consumer inflation expectations came in above forecasts. However, the ‘Aussie’ subsequently reversed these gains as profit-taking emerged, limiting the currency’s overall advance.-
Today, the Australian Dollar exchange rate (AUD) = 0.59939 euros
Converting to Euros Using a Smartphone
Did you know that most modern smartphones feature currency converters in their calculators? For example, the most recent iPhones and Samsung cellphones feature a built-in currency converter in their Calculator app; however, this feature varies by model and, of course, the software version. Here's how to access them on Samsung and iPhone devices:With an iPhone
- Open your calculator
- Input the amount you wish to convert
- Click on the bottom left calculator icon
- Drag it to the right to the convert mode
- Then, choose your currency to convert
With a Samsung Device
- Open the Calculator app
- Tap the three-dot menu in the top corner
- Select "Unit Converter" (or "conversions")
- Look for "Currency"
- If prompted, update the exchange rates online
Expert Advice & EUR Rates
Our award-winning property portal was featured on the UK's This is Money website. See below a few testimonials from clients who have saved money using our currency service."I secured a fantastic rate thanks to "my-french-house" and their currency transfer service. We received excellent advice and customer service when we needed to convert our currency into euros for our property purchase in France." Andy
"We have completed the final transfer of euros for my French house purchase. We received great rates and excellent service. We're delighted that we have set up repeat monthly payments to our accounts over here." Cath H.
Money-Saving Tips for International Transfers
It's smart to plan and set up your currency trading account before embarking on your property viewing trip. Doing so will demonstrate to the vendor and the estate agent that you are motivated and organised.This step becomes increasingly critical in this market, as banks are not supplying mortgages and sellers are seeking cash buyers. Vendors are wary of buyers who need to sell before they can buy; they are looking for motivated buyers who are ready to commit.
Are you using a bank for money transfers to France or Europe? Learn how you could save with our FX service compared to your high-street bank. Our currency partners offer competitive rates and fast service, delivering a high level of customer service, commission-free.
GBP/EUR Fluctuation in 2025
The GBP/EUR rate has fluctuated by roughly 7% so far in 2025 (January to December), with a peak at €1.213 on February 28th, 2025 and a low of €1.131 mid-November. In numbers, the difference is nearly £29,900 for a property priced at €500,000.USD/EUR Fluctuation in 2025
The USD/EUR rate fluctuated significantly, reaching about €0.975 in January and dropping to €0.842–€0.843 in mid-September 2025. This variation noticeably impacts large euro-denominated purchases. For instance, a €500,000 buy would cost roughly $513,000 at the strongest USD/EUR rate versus $593,000 at the weakest, an $80,000 difference due solely to currency changes.Negotiate a Better Deal
Having an account already set up when submitting your purchase offer can significantly increase your chances of negotiating a better deal for your dream property.Exclusive Voucher Offer
In addition, our partners at XE are offering an exclusive promotion where you could earn up to $/£/€300 in vouchers from hundreds of retailers, including Amazon, Airbnb, M&S, Adidas, and many more. To benefit from this promotion, use the promo code on the screen when booking your first transfer online.
Compare and Trade Currencies
There may be rules and restrictions that apply based on your location, amount, and the destination of your wire transfer. At My-French-House.com, we believe you should have options to choose the service that suits your budget. Start managing your exposure with our long-standing partners at Currencies Direct, who have been awarded ‘Best Currency Broker’ in the 2024 Good Money Guide Awards.
