Currency Transfer Service
International Money Transfers and Exchange Rates
If you need to convert UK pounds, US dollars, or other currencies into euros to transfer funds for a property purchase in France, we recommend our trusted foreign exchange partners: Currencies Direct and Xe.These leading specialists in international money transfers have over fifty years of combined experience and are FCA-authorised providers. They offer secure, commission-free transfers and competitive exchange rates.
Whether you’re buying property in France, making regular overseas payments to Europe, or you need to repatriate euros back home, our partners provide expert guidance to help you maximise your exchange rate and avoid fees.
Discover how we can help you with your international currency transfers efficiently and securely.
Do You Need Euros to Buy a Property?
Are you wondering about options for securing euros for your property purchase in France? Depending on the amount and timescales involved, there are different types of options (spot contract, forward contract, limit order) for your currency requirements.International markets are, by definition, volatile, and currencies fluctuate constantly; it's not always easy to keep track of the market or know where to turn for advice.
We receive daily enquiries about money transfers, primarily for euros, as well as for UK pounds, US dollars, and other foreign currencies, for property purchases, deposits, and pension payments.
We are also finding that professionals and companies are becoming more savvy with their transfers, especially for overseas invoice payments.
Our Foreign Exchange Service
Your dedicated English-speaking account manager will work with you according to your specific schedule and keep you informed at every step. They can, for example, promptly notify the notary when your funds have been transferred to their account. You will not have to endure the frustrating automated call answering service with your bank and navigate the app on your smartphone to learn that, after all, it is not that easy to make overseas payments with a high-street bank.
Today's Exchange Rates & Daily Currency Report (28th of January 2026)
Our FX experts bring you today's updates on international markets and the euro's interbank mid-market rates. Here's a quick rundown of how global major currencies and key interest rates are performing, updated today, January 28th, at 10:19 AM London time (GMT).Pound (GBP) Stable in Muted Trading Conditions
The pound (GBP) was broadly stable yesterday, with a lack of UK economic data leaving Sterling trading in a narrow range. In the absence of significant domestic catalysts and amid generally calm market conditions, the pound struggled to establish a clear directional trend. With UK data releases still limited, Sterling may continue to trade without a strong directional bias in today’s session.-
Today, the UK Pound exchange rate for £1 (GBP) = €1.15050 euros / $1.37889 USD
Euro (EUR) Holds Steady Amid Subdued Market Activity
The euro (EUR) also traded within a tight range yesterday, mirroring broader market dynamics. A sparse Eurozone data calendar and subdued risk sentiment constrained EUR volatility, while ongoing weakness in the US dollar (USD) failed to provide meaningful support for the single currency despite its typical negative correlation.Today, investor attention turns to Germany’s latest consumer confidence index. A stronger-than-expected improvement in sentiment heading into February could provide the euro with some upward momentum.
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Today, the Euro exchange rate for €1 (EUR) = 0.86919 GBP/ 1.19838 USD
US Dollar (USD) Extends Declines on Policy and Political Concerns
The US dollar (USD) remained under pressure yesterday, retreating to new multi-year lows amid an accelerating selloff.Market participants are increasingly cautious about the US outlook amid the risk of another government shutdown, concerns about potential central bank interference, and renewed threats of tariffs on Canada and South Korea from US President Donald Trump.
Looking ahead, the USD may stay on the back foot ahead of this evening’s Federal Reserve policy announcement. While no policy change is anticipated, speculation suggests that President Trump could time the nomination of the next Fed Chair to coincide with the decision, potentially heightening market volatility.
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Today, the US Dollar exchange rate for $1 (USD) = 0.83445 euros
Canadian Dollar (CAD) Weak Near Multi-Month Lows
The Canadian dollar (CAD) continued to trade near multi-month lows yesterday, with deteriorating US–Canada trade relations weighing on the ‘loonie’. Later today, the Bank of Canada (BoC) will deliver its latest interest rate decision. Should the BoC leave rates unchanged while striking a neutral tone in its accompanying guidance, the Canadian dollar could see modest relief.-
Today, the Canadian Dollar exchange rate (CAD) = 0.61534 euros
Australian Dollar (AUD) Supported by Firmer Inflation Data
The Australian dollar (AUD) strengthened overnight, as an uptick in December inflation reinforced expectations for a potential interest rate hike from the Reserve Bank of Australia (RBA). The firmer inflation reading has underpinned demand for the ‘Aussie’, reflecting improving confidence in Australia’s economic outlook.-
Today, the Australian Dollar exchange rate (AUD) = 0.58458 euros
Converting to Euros Using a Smartphone
Did you know that most modern smartphones feature currency converters in their calculators? For example, the most recent iPhones and Samsung cellphones feature a built-in currency converter in their Calculator app; however, this feature varies by model and, of course, the software version. Here's how to access them on Samsung and iPhone devices:With an iPhone
- Open your calculator
- Input the amount you wish to convert
- Click on the bottom left calculator icon
- Drag it to the right to the convert mode
- Then, choose your currency to convert
With a Samsung Device
- Open the Calculator app
- Tap the three-dot menu in the top corner
- Select "Unit Converter" (or "conversions")
- Look for "Currency"
- If prompted, update the exchange rates online
Expert Advice & EUR Rates
Our award-winning property portal was featured on the UK's This is Money website. See below a few testimonials from clients who have saved money using our currency service."I secured a fantastic rate thanks to "my-french-house" and their currency transfer service. We received excellent advice and customer service when we needed to convert our currency into euros for our property purchase in France." Andy
"We have completed the final transfer of euros for my French house purchase. We received great rates and excellent service. We're delighted that we have set up repeat monthly payments to our accounts over here." Cath H.
Money-Saving Tips for International Transfers
It's smart to plan and set up your currency trading account before embarking on your property viewing trip. Doing so will demonstrate to the vendor and the estate agent that you are motivated and organised.This step becomes increasingly critical in this market, as banks are not supplying mortgages and sellers are seeking cash buyers. Vendors are wary of buyers who need to sell before they can buy; they are looking for motivated buyers who are ready to commit.
Are you using a bank for money transfers to France or Europe? Learn how you could save with our FX service compared to your high-street bank. Our currency partners offer competitive rates and fast service, delivering a high level of customer service, commission-free.
GBP/EUR Fluctuation in 2025
The GBP/EUR rate has fluctuated by roughly 7% so far in 2025 (January to December), with a peak at €1.213 on February 28th and a low of €1.131 mid-November. In numbers, the difference is nearly £29,900 for a property priced at €500,000.USD/EUR Fluctuation in 2025
The USD/EUR rate fluctuated significantly, reaching about €0.975 in January and dropping to €0.842–€0.843 in mid-September. This variation noticeably impacts large euro-denominated purchases. For instance, a €500,000 buy would cost roughly $513,000 at the strongest USD/EUR rate versus $593,000 at the weakest, an $80,000 difference due solely to currency changes.Negotiate a Better Deal
Having an account already set up when submitting your purchase offer can significantly increase your chances of negotiating a better deal for your dream property.Exclusive Voucher Offer
In addition, our partners at XE are offering an exclusive promotion where you could earn up to $/£/€300 in vouchers from hundreds of retailers, including Amazon, Airbnb, M&S, Adidas, and many more. To benefit from this promotion, use the promo code on the screen when booking your first transfer online.
Compare and Trade Currencies
There may be rules and restrictions that apply based on your location, amount, and the destination of your wire transfer. At My-French-House.com, we believe you should have options to choose the service that suits your budget. Start managing your exposure with our long-standing partners at Currencies Direct, who have been awarded ‘Best Currency Broker’ in the 2024 Good Money Guide Awards.
