Currency Transfers and Exchange Rates
If you need to convert UK pounds, US dollars, or other currencies into euros to transfer funds for a property purchase in France, we recommend our trusted foreign exchange partners: Currencies Direct and Xe.com. These leading specialists in international money transfers have over fifty years of combined experience and are FCA-authorised providers.They offer secure, commission-free transfers and competitive exchange rates. Whether you’re buying property in France, making regular overseas payments to Europe, or you need to repatriate euros back home, our partners provide expert guidance to help you maximise your exchange rate and avoid fees. Discover how we can help you with your international currency transfers efficiently and securely.
Do You Need Euros to Buy a French Property?
Are you wondering about options for securing euros for your property purchase in France? Depending on the amount and timescales involved, there are different types of options (spot contract, forward contract, limit order) for your currency requirements.International markets are, by definition, volatile, and currencies fluctuate constantly; it's not always easy to keep track of the market or know where to turn for advice. We receive daily enquiries about money transfers, primarily for euros, as well as for UK pounds, US dollars, and other foreign currencies, for property purchases, deposits, and pension payments. We are also finding that professionals and companies are becoming more savvy with their transfers, especially for overseas invoice payments.
Try our Foreign Exchange Service
Your dedicated English-speaking account manager will work with you according to your specific schedule and keep you informed at every step. They can, for example, promptly notify the notary when your funds have been transferred to their account. You will not have to endure the frustrating automated call answering service with your bank and navigate the app on your smartphone to learn that, after all, it is not that easy to make overseas payments with a high-street bank.
Today's Exchange Rates & Daily Currency Report (10th of December 2025)
Our FX experts bring you today's updates on international markets and the euro's interbank mid-market rates. Here's a quick rundown of how global major currencies and key interest rates are performing, updated today, December 10th, at 11:37 AM London time (GMT).Pound (GBP) Slips Amid Mixed BoE Commentary
The pound (GBP) declined yesterday as conflicting signals from Bank of England (BoE) policymakers failed to strengthen Sterling. The BoE further indicated that the autumn budget could decrease inflation by 0.5 percentage points, leading to a slight increase in expectations for rate reductions. In the absence of significant UK data today, the GBP is likely to lack a definitive direction.-
Today, the UK Pound exchange rate for £1 (GBP) = €1.14390 euros / $1.33074 USD
Euro (EUR) Pressured by Geopolitical Concerns
The euro (EUR) struggled to find support yesterday amid escalating tensions between the United States and the European Union, as persistent concerns about the Russia-Ukraine conflict curtailed demand. In an interview with Politico, United States President Donald Trump criticised European Union leaders and implied that Russia possesses the advantage in peace negotiations. Today, remarks by European Central Bank President Christine Lagarde on monetary policy or Eurozone economic growth could influence the euro.-
Today, the Euro exchange rate for €1 (EUR) = £0.87416 GBP/ $1.16329 USD
US Dollar (USD) Fluctuates Amid Mixed Jobs Data
The US dollar (USD) exhibited mixed performance yesterday, depreciating against stronger currencies while gaining against weaker ones. Steady US employment figures lent some support to the currency, indicating ongoing labour-market strength. Market attention is now focused on the Federal Reserve’s policy announcement this evening, where a rate cut is broadly anticipated. A more hawkish tone from Fed Chair Jerome Powell could further bolster the US dollar.-
Today, the US Dollar exchange rate for $1 (USD) = 0.85962 euros
Canadian Dollar (CAD) Strengthens in Advance of Bank of Canada Decision
The Canadian dollar (CAD) appreciated yesterday, remaining resilient amid volatile oil prices, as investors adjusted their outlook ahead of the Bank of Canada’s (BoC) upcoming rate announcement. A hawkish position from the BoC, reinforced by last week’s robust jobs numbers, could drive further gains for the CAD.-
Today, the Canadian Dollar exchange rate (CAD) = 0.62060 euros
Australian Dollar (AUD) Remains Stable Amid Lack of Domestic Data
The Australian dollar (AUD) traded within a narrow range overnight, with no new domestic data to influence direction. In the absence of significant catalysts, the ‘Aussie’ is expected to remain stable in early trading.-
Today, the Australian Dollar exchange rate (AUD) = €0.57117 euros
Converting Currency Using a Smartphone
Did you know that most modern smartphones feature currency converters in their calculators? For example, the most recent iPhones and Samsung cellphones feature a built-in currency converter in their Calculator app; however, this feature varies by model and, of course, the software version. Here's how to access them on Samsung and iPhone devices:Convert Currency with an iPhone
- Open your calculator
- Input the amount you wish to convert
- Click on the bottom left calculator icon
- Drag it to the right to the convert mode
- Then, choose your currency to convert
Convert Currency with a Samsung Device
- Open the Calculator app
- Tap the three-dot menu in the top corner
- Select "Unit Converter" (or "conversions")
- Look for "Currency"
- If prompted, update the exchange rates online
Expert Advice and Rates
Our award-winning property portal was featured on the UK's This is Money website. See below a few testimonials from clients who have saved money using our currency service."I secured a fantastic rate thanks to "my-french-house" and their currency transfer service. We received excellent advice and customer service when we needed to convert our currency into euros for our property purchase in France." Andy
"We have completed the final transfer of euros for my French house purchase. We received great rates and excellent service. We're delighted that we have set up repeat monthly payments to our accounts over here." Cath H.
Money-Saving Tips for Property & Business Transfers
It's smart to plan and set up your currency trading account before embarking on your property viewing trip. Doing so will demonstrate to the vendor and the estate agent that you are motivated and organised.This step becomes increasingly critical in this market, as banks are not supplying mortgages and sellers are seeking cash buyers. Vendors are wary of buyers who need to sell before they can buy; they are looking for motivated buyers who are ready to commit.
Having an account already set up when submitting your purchase offer can significantly increase your chances of negotiating a better deal for your dream property.
Exclusive Voucher Offer
The GBP/EUR rate has fluctuated by roughly 7% so far in 2025 (January to November), with a peak at €1.213 on February 28th and a low of €1.131 mid-November. Are you using your bank for money transfers to France, Europe, or globally? Learn how much you could save with our FX service compared to your high-street bank. Our currency partners offer competitive rates and fast service, delivering a high level of customer service, all commission-free. In addition, our partners at XE are offering an exclusive promotion where you could earn up to $/£/€300 in vouchers from hundreds of retailers, including Amazon, Airbnb, M&S, Adidas, and many more. To benefit from this promotion, use the promo code on the screen when booking your first transfer online.

