Currency Exchange Service for France

International Money Transfers and Euro Rates

If you need to convert UK pounds, US dollars, or other currencies into euros to transfer funds for a property purchase in France, we recommend our trusted foreign exchange partners: Currencies Direct and Xe Currency.

These leading specialists in international money transfers have over fifty years of combined experience and are FCA-authorised providers. They offer secure, commission-free transfers and competitive exchange rates. Whether you’re buying property in France, making regular overseas payments to Europe, or you need to repatriate euros back home, our partners provide expert guidance to help you maximise your exchange rate and avoid fees. 

Discover how we can help you efficiently and securely with your international currency transfers.

Do You Need Euros for a Purchase in France?

Are you wondering about options for securing euros for your property purchase in France? Depending on the amount and timescales involved, you can choose from different options (spot contracts, forward contracts, limit orders) to meet your currency requirements. International markets are, by definition, volatile, and currencies fluctuate constantly; it's not always easy to keep track of the market or know where to turn for advice.

We receive daily enquiries about money transfers, primarily for euros, as well as for UK pounds, US dollars, and other foreign currencies, for property purchases, deposits, and pension payments. We are also finding that professionals and companies are becoming more savvy with their transfers, especially for overseas invoice payments.

Foreign Exchange Service for France & Europe

Your dedicated English-speaking account manager will work with you on your schedule and keep you informed at every step. For example, they can promptly notify the notary when your funds have been transferred to their account.

You will not have to endure the frustrating automated call-answering service at your bank and navigate the app on your smartphone to learn that, after all, it is not that easy to make overseas payments with a high-street bank.

Today's Euro Rates & Daily Currency News (10th September 2026)

Our FX experts bring you today's updates on international markets and the euro's interbank mid-market rates. Here's a quick rundown of how global major currencies and key interest rates are performing, last updated on September 10th at 11:01 AM London time (BST). 

Pound (GBP) Remains Uneven As UK Data Stays Limited

The pound (GBP) moved without a clear direction yesterday, as limited UK economic data gave markets little guidance. This left Sterling trading unevenly, with wider market uncertainty also influencing its movement.

Today, the pound may continue to move unevenly while markets wait for tomorrow’s UK GDP figures. For buyers planning a property purchase in France and converting from pounds into euros, this could mean exchange rates remain unsettled in the short term.
  • Today, the UK Pound exchange rate for £1 (GBP) = €1.16448 euros / $1.35482 USD


Euro (EUR) Strengthens As US Dollar Softens

The euro (EUR) strengthened yesterday, supported by a weaker US dollar (USD). However, movement remained limited ahead of today’s European Central Bank (ECB) interest rate decision.

Markets are expecting a small interest rate increase, so attention will be on the ECB’s comments about the months ahead. For French property buyers using euros, clear ECB guidance could influence euro exchange rates and the cost of converting funds from other currencies.
  • Today, the Euro exchange rate for €1 (EUR) = 0.85875 GBP/ 1.16345 USD

US Dollar (USD) Remains Under Pressure Despite Cautious Markets

The US dollar (USD) was weaker yesterday, even though cautious market conditions would normally support it. Wider economic and political factors, including tensions involving Iran, trade issues with Canada, and strength in the Japanese yen (JPY), all weighed on the currency.

Today, markets will focus on the latest US producer price figures, which measure changes in business costs. If prices rise, the dollar could get some support, although gains may be limited ahead of tomorrow’s more important consumer inflation figures.
  • Today, the US Dollar exchange rate for $1 (USD) = 0.85949 euros


Canadian Dollar (CAD) Falls As Trade Tensions Increase

The Canadian dollar (CAD) fell yesterday, despite higher oil prices, after the US increased trade restrictions on certain Canadian goods. This added pressure to the Canadian dollar and reduced the benefit normally provided by stronger oil prices.

Today, oil prices and trade developments are likely to remain the main influences on the Canadian dollar. Higher oil prices may offer some support, but ongoing trade tensions could continue to limit the currency’s strength.
  • Today, the Canadian Dollar exchange rate (CAD) = 0.62240 euros

Australian Dollar (AUD) Weighed Down By Softer Inflation Expectations

The Australian dollar (AUD) was subdued overnight after Australia’s latest inflation expectations came in below forecasts. This suggested a more cautious economic outlook, which can weigh on the Australian dollar even when wider market conditions are steady.

If this cautious mood continues, the Australian dollar may remain under pressure. However, stronger global market confidence or more positive economic data could help the currency stabilise.
  • Today, the Australian Dollar exchange rate (AUD) = 0.61982 euros


Planning Your Property Purchase

Whatever your starting currency, careful planning is essential when buying a home in France and converting into euros. Following major economic updates, political developments, and central bank decisions can help you choose the right time to lock in your exchange rate. Working with a specialist can also help you protect your budget, manage risk, and avoid unpleasant surprises between agreeing on a price and completing your property purchase.

Converting to Euros Using a Smartphone

Did you know that most modern smartphones feature currency converters in their calculators? For example, the latest iPhones and Samsung phones include a built-in currency converter in their Calculator app; however, this feature varies by model and, of course, software version. Here's how to access them on Samsung and iPhone devices:

With an iPhone

  • Open your calculator
  • Input the amount you wish to convert
  • Click on the bottom left calculator icon
  • Drag it to the right to the "convert mode"
  • Then, choose your currency to convert
Alternatively, you could ask Siri for an instant answer!

With a Samsung Device

  • Open the Calculator app
  • Tap the three-dot menu in the top corner
  • Select "Unit Converter" (or "conversions")
  • Look for "Currency"
  • If prompted, update the exchange rates online


Expert FX Advice & EUR Rates

Our award-winning property portal was featured on the UK's This is Money website. See below a few testimonials from clients who have saved money using our currency service.

"I secured a fantastic rate thanks to "my-french-house" and their currency transfer service. We received excellent advice and customer service when we needed to convert our currency into euros for our property purchase in France." Andy

"We have completed the final transfer of euros for my French house purchase. We received great rates and excellent service. We're delighted that we have set up repeat monthly payments to our accounts over here." Cath H.

Money-Saving Tips for International Transfers

It's smart to plan and set up your currency trading account before embarking on your property viewing trip. This shows the vendor and estate agent that you are motivated and organised.

This step becomes increasingly critical in this market, as banks are not supplying mortgages and sellers are seeking cash buyers. Vendors are wary of buyers who need to sell before they can buy; they want motivated buyers who are ready to commit.

Are you using an old-fashioned bank to transfer money to France or Europe? Learn how you could save with our FX service compared to your high-street bank. Our currency partners offer competitive rates and fast service, delivering a high level of customer service, commission-free, regardless of your currency.

Currency Trends Update: January–September 2026

GBP/EUR Stability & Moderate Strength (January–September)

In the first nine months of 2026, the GBP/EUR exchange rate ranged between €1.130 and €1.170. The pound peaked at €1.170 in late August, driven by stronger-than-expected UK economic data, fiscal stability under Prime Minister Andy Burnham, and a stabilising political landscape. The lowest point of €1.130 in early January reflected temporary uncertainty, but the currency has since recovered modestly on positive domestic developments.

Andy Burnham's appointment as Prime Minister has played a crucial role in maintaining Sterling’s stability. His focus on fiscal responsibility, along with Chancellor John Healey’s strict adherence to fiscal rules, has bolstered investor confidence in the UK’s economic prospects. Moreover, improved UK GDP growth, retail sales, and PMI figures have supported the pound, indicating economic resilience amid global challenges.

By early September, the GBP/EUR rate had stabilised around €1.16, aided by optimism about the government’s pro-growth policies and the Bank of England’s (BoE) cautious, data-dependent approach to monetary policy. This stance has helped anchor market expectations and reduce volatility.

For example, these fluctuations could mean nearly a £13,500 difference when buying a €500,000 property, compared with the lows earlier in the year. The pound’s stability underscores the importance of timing and currency strategy for international buyers and investors.

USD/EUR Stability Amid Geopolitical & Economic Shifts (January–September)

For American buyers and investors trading in dollars, the USD/EUR exchange rate remained relatively stable during the first nine months of 2026, reflecting a balanced mix of geopolitical developments, clarity in monetary policy, and energy market dynamics. The US dollar reached a high of €0.975 in late January, driven by safe-haven demand amid initial tensions in the Middle East and global economic uncertainty.

As diplomatic efforts advanced and energy markets stabilised, the USD decreased to €0.915 by September, supported by solid US economic fundamentals and a cautious Federal Reserve approach.

In April and May, the USD/EUR rate benefited from optimism around a US-Iran ceasefire and strong US economic data, including rapid GDP growth and a resilient labour market. By early September, the exchange rate remained supported by ongoing safe-haven demand and expectations of a gradual shift in Federal Reserve policy, despite geopolitical tensions and energy price fluctuations.

For example, a €500,000 property deal that would have cost about $513,000 at the January peak now costs approximately $546,000, representing a $33,000 decrease for USD buyers, thanks to the dollar’s stability and the euro’s strength. These trends highlight how timing and currency strategies matter in international transactions, with current conditions favouring USD holders looking to invest in Europe.

Key Takeaways for 2026 (January–September)

  • GBP/EUR: Stability driven by UK political stability, fiscal prudence, and improving economic data. The pound benefits from Burnham’s pro-growth policies and the BoE’s balanced approach, reducing volatility and boosting investor confidence.
  • USD/EUR: Stability supported by geopolitical progress, US economic strength, and Fed clarity. The dollar remains stable, helping USD investors in Europe.
  • Impact on Transactions: Currency movements have recently favoured buyers, with GBP stability lowering costs for UK investors abroad and USD stabilisation benefiting American buyers in Europe.
Investors and businesses are advised to leverage current conditions, while continuing to monitor central bank policies, geopolitical developments, and economic indicators to optimise currency strategies for the remainder of 2026. Read our summer analysis to learn about the French property market.
 

Negotiate a Better Deal for your Property Purchase

Having an account set up before submitting your purchase offer can significantly increase your chances of negotiating a better deal for your dream French property.

Compare and Trade Global Currencies

Rules and restrictions may apply based on your location, amount, and the destination of your wire transfer. At My-French-House.com, we believe you should have options to choose the service that suits your budget.  Start managing your exposure with our long-standing partners at Currencies Direct.

For Smaller Trades & Business

For smaller payments ot travel money, consider using Wise. We use them regularly for smaller business transactions; they're a growing business, and we're happy to recommend them for your international transfers, including business and invoice payments. We've been using them for many years to pay for services and providers.