23rd February 2021
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About Doctors, Dentists & Healthcare in FranceThe French healthcare system is notoriously one of the finest in Europe. Whilst the government subsidise much of the cost of healthcare, individuals are expected to pay the difference between the state funding and the cost of the service or treatment received.
It is recommended that you obtain at least top-up insurance or private medical cover to ensure you don’t find yourself in an expensive medical situation.
Upon arrival in France, and for the first three months of living there you will need your EHIC, or the newer GHIC, to pay for your medical care. After this time, you can register for a French health card known as carte vitale with the CPAM.
To help you obtain the best medical cover for you and your family, we offer an english speaking health care insurance quotation service.
As soon as you sign up to the French healthcare system, it is recommended that you register with a doctor. You can search the database of doctors via this link. If you struggle to find a doctor with capacity, some mutuelle providers offer medical consultancy services as part of their insurance packages.
You will be required to pay upfront whenever you see your doctor – it’s usually around €25, however, it is a legal requirement for each GP to display their prices. You will be automatically reimbursed a percentage of the fee by the state health insurance provider, however, the remaining amount must be paid by yourself, or your mutuelle if you have opted to take a top up cover.
If you are looking for the right healthcare and medical insurance cover for your family, we offer a personalised healthcare insurance and top up health service to help you find the package that best suits your requirements.
Women’s Healthcare in France
Gynaecologists are available through France’s public health insurance, the french call them ‘ginéco’. You can access the database of gynaecologists via this link.
The cost of having a baby in France is mostly covered by public health insurance. The public health insurance covers all expenses for the first twelve days spent in a public hospital and if the mother is discharged within five days, she will be entitled to home visits from a midwife.
If you would prefer to deliver in a private hospital, it is vital to obtain healthcare insurance as prices can reach up to 5,000 EUR in fees alone.
Abortion is legal up until twelve weeks in the pregnancy in France. However, later stage terminations are possible if two physicians confirm that the birth puts the child or mother at severe risk of incurable illness or death. Contraception is readily available in France and around 65% of costs are reimbursed. Routine breast cancer and cervical cancer is also available.
To prevent any unexpected costs taking you by surprise you might want to obtain some healthcare and medical insurance to cover you and your family for all eventualities. If you would like help to obtain the best health insurance package for you and your family’s needs.
Children’s healthcare is free through the public health insurance of their parent or guardian. When you move to France you can request a health booklet from your local Mairie or Centre de protection maternelle et infantile (PMI).
There are 20 compulsory medical visits for children up to the age of six. France also has a detailed vaccination schedule for children aged from 0 to 13 and for children born after 1 January 2018, vaccinations are mandatory for:
• whooping cough
• Hemophilus influenzae B
• hepatitis B
• meningococcus C
• measles, mumps and rubella (MMR)
It is advisable to opt for top-up health cover to help at the very least cover all costs related to hospitalisation for your child. Complete the form in this link so we can help you to get the perfect healthcare cover for you and your family.
France has two types of hospitals – the state run hopitaux and cliniques which are privately run, doctors can refer patients to either. The French public healthcare reimburses most of the costs for hospital charges, however, patients are expected to pay a daily fee for ‘board and lodging’. Again, mutuelle top-up insurance is advisable to cover at the least, all the costs related to hospitalisation.
Routine dental services are 70% covered by the French healthcare insurance, however, additional dental services such as crowns and braces can be high so it is recommended that you opt for a top-up insurance to cover any unforeseen circumstances, especially if you have fast growing children are you think may require specialist work done on their teeth during their teenage years.
France is abundant with pharmacies which are full of incredibly well qualified and knowledgeable pharmacists. If you suddenly fall ill, it is often recommended that you go to your pharmacy for advice. Prescriptions have different rates of reimbursement based on the type of medicine you require.
Here’s a fun fact – pharmacists in France are trained to identify certain fungi. If you go foraging and would like to check your collection, your pharmacist will be able to identify the poisonous varieties for you, free of charge!
We offer a competitive and personalised insurance service to ensure you have all the cover you may need and are able to assist with insuring your beloved cat or dog in France too.