Buying Property and Real Estate in France this Year

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Updated on 22nd August, 2026

Buying Guides

Here’s your comprehensive guide to buying your dream property in France this year, designed to help second-home buyers.

As you begin your journey, staying informed about the French property market, news, trends and regulations is crucial to making the right decisions to secure your dream home more efficiently.

Purchasing a Property in France

In this guide, we will take you through everything you need to know about buying a property in France, including an overview of the market, real estate trends, popular areas, and advice and tips for a stress-free experience.

This guide includes tips for finding the right property, understanding the legal aspects of buying and managing the costs associated with purchasing a home in France.

Whether you’re looking for a holiday home, an investment property, or a permanent residence, purchasing property in France can be a rewarding experience for the whole family. However, navigating the French market can be quite different from what you may be accustomed to in your home country.

The Housing Market in France 2026

Before diving into the specifics of the buying process, it’s important to understand the current state of the French housing market.

A More Stable Property Market

The French property market has experienced major changes since the post-pandemic surge. Low interest rates and high demand pushed transaction volumes to record highs, but rising borrowing costs and economic uncertainty caused a correction.

The market is now more balanced. Resale transactions have bounced back, and prices have stabilised. About 949,000 existing homes were sold in the year ending May 2026, a 5.7% rise from the previous year. The recovery has slowed, indicating a move toward normal activity rather than another boom.

Property Prices Have Stabilised

Prices for existing homes in France rose just 0.2% year-on-year in Q1 2026. Provincial prices were mostly steady, with Île-de-France posting a slight increase. Regional differences are notable, as popular areas along the Mediterranean and prime locations remain resilient, while other markets offer more room for negotiation. Local knowledge is crucial, as national averages don’t reflect local variations.

Property Sales Are Recovering

The recovery in transaction volumes is encouraging but has slowed in 2026, with annual growth dropping from 11.4% in February to 7.9% in March and 5.3% in April. This suggests market normalisation rather than a downturn.

Buyers continue with projects, but affordability, financing costs, and uncertainty lead to cautious decisions. International buyers see opportunities in a more balanced market: correctly priced properties remain in demand, while those needing renovation or priced unrealistically offer room for negotiation.

French Real Estate Trends in 2026

The French property market has stabilised after years of change, with demand from both domestic and international buyers supporting activity. Higher borrowing costs have challenged some mortgage-dependent buyers, but financing is now more stable than it was during the sharp correction following rate rises.

A Focus on DPE & Energy Ratings

A key trend is the increasing focus on energy efficiency and the DPE. Buyers now prioritise energy performance, especially as regulations affect the rental of poorly rated homes. Properties with good DPE ratings, insulation, and modern heating have an edge, while those needing major upgrades may see more negotiation.

Eco-friendly features like solar panels, efficient heating, good insulation, and rainwater harvesting are also becoming more popular, enhancing their appeal to long-term owners.

Adapting to Hotter French Summers

Recent heatwaves in France are shifting buyer priorities, with buyers valuing features like air conditioning, external shutters, good ventilation, shaded terraces, mature gardens, and pools, especially in hotter regions like Provence and Occitanie. These features not only improve comfort during heatwaves but also enhance lifestyle and rental appeal. Buyers now consider natural shade, orientation, insulation, outdoor living, and cooling capacity as important as location and size.

Home & Rental Income

We expect income-generating properties such as gîtes and B&Bs in rural areas and small towns to remain attractive for buyers seeking a home and extra income. However, potential rental income should be evaluated against local demand, costs, and regulations affecting holiday rentals.

Key Factors to Consider

When purchasing property in France, several key factors must be considered:

Firstly, it’s essential to define your objectives and determine whether you’re buying the property for personal use, investment or both. This will help you narrow down your search and make informed decisions throughout the buying process.

Secondly, research is critical; start learning about the different regions and cities in France, their property markets, and the amenities they offer.

Consider factors such as the new EU border rules, the climate, proximity to transportation, healthcare facilities, schools and recreational activities. This will help you identify areas that align with your lifestyle and preferences.

Finally, it’s crucial to set a budget and secure your financing in advance. Consider not only the property’s purchase price but also additional costs such as taxes, legal fees, and maintenance expenses.

Consult with a financial advisor or mortgage broker to explore your financing options and ensure you’re well prepared financially. For example, if you are purchasing a property with a mortgage or plan to make regular pension payments, your transfers could be exposed to exchange rate fluctuations.

Visit our currency page for more information about saving significant money on international transfers.

Legal Requirements and the Buying Process

Buying property in France involves a legal process that may differ from the one in your home country.

It’s essential to familiarise yourself with the legal requirements to ensure a smooth and successful transaction. The process of purchasing a property begins once you have viewed a property with one of our agents and made an offer.

Once your offer has been accepted, the property will be taken off the market, and our local bilingual expert will communicate with you and the Notaire. The owner/vendor is responsible for carrying out the necessary searches and paying for them at this stage. Here are the key steps involved in buying property in France:

Sign the Compromis de Vente

Once you have found your ideal property, you will need to sign a preliminary sales agreement known as the “Compromis de Vente.” This pre-contract outlines the terms and conditions of the purchase, including the purchase price, deposit, and completion timeline.

Secure Financing

If you require financing, it’s crucial to obtain a mortgage offer from a French bank or a lender familiar with the French market. Ensure that you have the necessary documents and meet the eligibility criteria before proceeding with the purchase.

Additional Considerations Before Completion

Make arrangements for your fund transfer to the Notaire in advance to secure a favourable exchange rate and save money.

You will be asked to provide an “attestation d’assurance” as proof of suitable home and contents insurance for the property before the keys are handed out to you. Insurance is mandatory in France.

Completion and Transfer of Ownership

On the agreed completion date, you will sign the final deed of sale, known as the “Acte de Vente”, in the presence of the Notary. This document legally transfers the ownership of the property to you, and you will be required to pay the remaining balance and associated fees.

Popular Regions for Buyers

France offers a diverse range of regions and provinces, each with its unique charm and appeal. Here are some of the most popular choices :

Glamourous Riviera

The French Riviera, also known as the Côte d’Azur, is synonymous with luxury and glamour. This sun-soaked region is home to glamorous cities like Nice, Cannes, and Saint-Tropez. With its stunning beaches, Mediterranean climate, and vibrant nightlife, the Riviera is a highly desirable location for property buyers and investors.

These buyers are often retirees seeking warm weather, a Mediterranean lifestyle, and cuisine, as well as leisure and sports activities, superb shopping, and exceptional properties.

Add to this the proximity to the beaches, ski slopes in winter and a well-established international airport (Nice), and it’s easy to see why the Riviera appeals to so many international buyers. Discover our comprehensive selection of properties for sale on the Côte d’Azur.

Eternal Provence

Provence is a beautiful region in southern France. It boasts picturesque landscapes dotted with lavender fields, vineyards, and charming hilltop villages.

The area is renowned for its laid-back lifestyle, delectable cuisine, and exceptional wines. Aix-en-Provence and Avignon are two popular cities in Provence worth visiting.

Finally, a visit to Provence would not be complete without a trip to one of the many lavender fields of the region. Please browse through our selection of properties for sale in Provence.

Contrasting Occitanie

Occitanie benefits from a variety of contrasting landscapes, with picturesque beaches lapped by the Mediterranean Sea in the east and mountainous, rocky landscapes to the west.

Occitanie offers a beautiful setting for those passionate about the outdoors – from skiing to bike rides, hiking to natural spas, rafting to paragliding - the region has it all. Browse our extensive selection of properties for sale in Occitanie.

Historic Normandy

Normandy holds a special place in the hearts of British holidaymakers and ex-pats, and its popularity extends beyond its accessibility.

For many travellers crossing the Channel by ferry, Normandy is their first experience of France, and they often perceive it as a place where time seems to have stood still.

The vast open spaces, apple orchards, and golden sandy beaches with dunes remind them of days gone by in England. The weather in the region is typically cooler than in the south of France, similar to Britain, and there are many competitively priced properties for sale in Normandy.

Forever Dordogne

The Dordogne was renamed after the French Revolution and features hundreds of chateaux scattered across this rural department, one of the largest in France. The traditional roofs of Périgourdine properties enhance the region’s charm and offer a serene retreat during the summer months.

Dordogne is a popular destination for holidaymakers and second-home owners, due to its leisurely pace of life, picturesque views, locally produced cuisine and wine, and warm, sunny weather. Browse through our selection of properties in this popular area of Nouvelle-Aquitaine.

Reach Alpine Gold

The French Alps are renowned for their natural beauty and offer a range of outdoor activities year-round, including top-notch ski resorts. During the 2018-2019 season, French ski resorts in the Alps welcomed over 55 million skiing enthusiasts, making it the second-highest number worldwide.

This feat is the result of a combination of perfect natural conditions and mountain ranges. With the Alpine regions hosting the Winter Olympics in 2030, we invite you to discover our selection of ski apartments and chalets in the Alps.

Paris, City of Love and Lights

The capital city of France needs no introduction. Paris is renowned for its iconic landmarks, world-class museums, and vibrant culture.

Buying property in Paris can be a lucrative investment, particularly in sought-after neighbourhoods such as Le Marais and Saint-Germain-des-Prés. For buyers and families seeking to purchase in a specific district or near a school, consider our comprehensive, bespoke property-finding service for Paris and the entire Ile-de-France region.

Buying New-Build or Off-Plan

In France, purchasing a property off-plan from a developer is known as VEFA, which stands for ‘vente en l’état futur d’achèvement’. This method is strictly regulated.

There are numerous advantages to buying a new or off-plan property. Modern buildings are designed to be energy-efficient and sustainable, reducing energy costs, limiting environmental impact, and complying with the latest environmental regulations.

Please take a look at our blog to learn more and to see our VEFA and off-plan properties in France.

Tips for Finding Your Dream House

Finding the perfect French property requires careful planning and research. Here are some tips to help you in your property search:

Work with a Reputable Estate Agent

Working with a knowledgeable and experienced real estate agent specialising in the French property market can save you time and provide valuable insights. They can help you navigate the market, identify suitable properties, and negotiate on your behalf.

Visit Properties in Person

While online research is a great starting point, it’s essential to visit the properties you’re interested in. This will give you a better sense of the property’s location, neighbourhood, and condition. Take your time and explore the area to ensure it meets your expectations.

Working with Estate Agents and Immobiliers

When buying property in France, working with a reputable French estate agent can make a significant difference in your journey. Here are the main benefits of working with a real estate agent in France:

Local Expertise

Real estate agents have in-depth knowledge of the local property market, including current trends, pricing, and legal requirements. They can provide valuable insights and guide you through the buying process.

Access to a Wide Choice

Real estate agents have access to a vast network of properties, including off-market listings through their local connections. They can help you find properties that match your criteria and arrange viewings, saving you time and money.

Negotiation Skills

Real estate agents are skilled professionals; they can negotiate on your behalf to secure the best possible price and terms. Their expertise can help you avoid common pitfalls, ensuring a fair and successful transaction.

Post-Purchase Support

A good real estate agent will provide ongoing support even after the purchase is complete. They can assist with various post-purchase services, such as property management and renovations, and connect you with local service providers, including furniture stores, car dealerships, and insurance providers.

Turning your Dream into Reality

Buying property in France can be a fulfilling and exciting adventure. By understanding market trends, legal requirements, and considering key factors, you can navigate the local market with confidence.

Remember to conduct thorough research and visit properties in person to find the property that meets your exact needs.

We appreciate that it’s a lot of information to take in if you are discovering the property buying process in France for the first time. We’ve provided a list of essential links to various guides and resources on our award-winning portal below.

We hope you’ve found our buyers’ guide helpful. Thank you for considering MY-FRENCH-HOUSE for your property search in France.

Please get in touch with us if you’re ready to turn your French dream into reality.

Guides and Resources for Buyers in France

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About the Author

Patrick Joseph

Expat in France at the age of 7, founder Patrick Joseph shares decades of insider knowledge, personal experience, buying tips, real-life stories and expert guidance to help you find your dream French property.